The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 24)

Questions About CD Ladders, Pay Schedules, Jewelry Safety, Gift Cards, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Changing pay schedules 2. Thoughts on Credit Parent 3. Protecting expensive jewelry 4. Consolidating retirement savings 5. Thoughts on sous vide cooking 6. Really bad 401(k) options 7. […]

Six Questions to Ask Yourself Before Applying to Grad School

Sallie Mae’s inaugural report delving into how Americans pay for graduate school revealed that a mere 12% of students base their decision to pursue an advanced degree on the cost. While many students who participated in the study said they view graduate school as an investment in their future (and quite often it is), that statistic is particularly startling considering the record levels of student […]

Exploring the Connections Between Your Parental Life and Your Financial Life

This is the fifth entry in an eight part series exploring the connections between your finances and other areas of your life. A few weeks ago, I started a series exploring the connections between personal finance and the other “spheres” of my life. […]

Simple Living, Big Ambitions

A topic that has come up (in somewhat different forms) independently in several different areas of my life recently is that of trying to balance the idea of simple and frugal living with living an ambitious life. Let’s say, for example, that you have enormous career ambitions. You want to be CEO of a company, or maybe you want to design the next product that literally everyone’s using. […]

Frugal Food Spending for One: A Case Study

This week, my wife is visiting her sisters and my children are visiting their grandparents, which leaves me at home alone. […]

How to Host an Inexpensive Game Day

This past weekend, I hosted a full game day for more than a dozen people at my home (it literally was just me this time, as my wife was visiting her sisters and my children were visiting the grandparents). […]

LendingPoint Personal Loans Review

Founded in 2014, LendingPoint is an innovative online lender with headquarters in Kennesaw, Georgia. […]

Citizens Bank Personal Loans Review

Citizens Bank is part of Citizens Financial Group, one of the largest financial institutions in the nation. Headquartered in Providence, Rhode Island, this company boasted a whopping $158.6 billion in assets in the third quarter of 2018. In addition to its online banking platform, Citizens Bank offers 24/7 customer service and 2,900 ATMs nationwide. […]

Upstart Personal Loans Review

Upstart is a unique online lender that was founded by former Google executives in 2012. As the first lending platform to use artificial intelligence to automate the lending process, the company goes the extra mile to offer loans to a wider range of consumers. […]