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The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 67)

Who’s the Boss? Not Me: Why I Turned Down a Big Promotion

Published Wednesday, June 27, 2018 - 07:00 by The Simple Dollar

For the first nine years of my working life, I had one goal: Move up the ladder as fast as possible. If I wasn’t making quick progress through the ranks of my profession, I didn’t see the point of sticking with a line of work for more than a few years. Lately, though, my thoughts on this matter have evolved. […]

Stories From Our Readers: How Jason shortened his gap to financial independence

Published Tuesday, June 26, 2018 - 14:30 by The Simple Dollar

“As a family, we never used a budget. When we decided to pursue financial independence, we started a monthly tally of our total spending and savings rates. Our initial savings rate was 20%, including 10% into retirement accounts and the other 10% into savings. This was a tough change in our routine and took some getting used to. But as our savings grew, we recognized the benefits. […]

The Brown Bagger: 7 Strategies for Maximizing the Value of Taking Your Own Lunch to Work

Published Tuesday, June 26, 2018 - 10:00 by The Simple Dollar

One of the most effective ways to cut back on your food spending is to find ways to keep the costs of your work lunches as low as possible. […]

The Brown Bagger: 7 Strategies for Maximizing the Value of Taking Your Own Lunch to Work

Published Tuesday, June 26, 2018 - 10:00 by The Simple Dollar

One of the most effective ways to cut back on your food spending is to find ways to keep the costs of your work lunches as low as possible. […]

Retirement in the Age of Uber: Can Gig Economy Workers Ever Call it Quits?

Published Tuesday, June 26, 2018 - 07:00 by The Simple Dollar

There are many upsides to the gig economy and freelance work, like the flexible schedule, the autonomy of being your own boss, and, if it’s a side hustle, the ability to earn extra income to pay off bills or save for special purchases. […]

Questions About Walking Shoes, Bad Hotels, Credit Reports, Self-Discipline, and More!

Published Monday, June 25, 2018 - 10:00 by The Simple Dollar

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Hating my career 2. Driving car “into the ground” 3. Buying citrus fruit in bulk 4. Good men’s walking shoes 5. Credit Karma and identity 6. Earning a 10% return 7. Making good times bad 8. […]

Questions About Walking Shoes, Bad Hotels, Credit Reports, Self-Discipline, and More!

Published Monday, June 25, 2018 - 10:00 by The Simple Dollar

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Hating my career 2. Driving car “into the ground” 3. Buying citrus fruit in bulk 4. Good men’s walking shoes 5. Credit Karma and identity 6. Earning a 10% return 7. Making good times bad 8. […]

Should You Count on Social Security as Part of Your Retirement Plan?

Published Monday, June 25, 2018 - 09:46 by The Simple Dollar

It’s pretty common for new clients to tell me that they’re not counting on Social Security as part of their retirement plan. And it’s easy to understand why. For years now we’ve been told that Social Security is unsustainable. […]

Should You Count on Social Security as Part of Your Retirement Plan?

Published Monday, June 25, 2018 - 09:46 by The Simple Dollar

It’s pretty common for new clients to tell me that they’re not counting on Social Security as part of their retirement plan. And it’s easy to understand why. For years now we’ve been told that Social Security is unsustainable. […]

Free Fun: Six Ways Your Local Park Can Save You Money This Summer

Published Sunday, June 24, 2018 - 08:00 by The Simple Dollar

When I first started trying to get my finances under control, I read just about every personal finance blog. Almost all of them contain a loving paean to their local public library. They do that a for good reason! Libraries are amazing resources and offer a lot of free entertainment. […]