The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 70)

25 Free and Simple Things to Do That Will Make Your Life Better

Unless I happen to slip into a flow state where I’m so focused that I lose track of time on a task, I find myself needing a break about ever hour or so when I’m trying to get something done. […]

Why Are There So Many Student Loans on My Credit Reports?

Regardless of what you studied in college, chances are you never took a course that explained how your student loans would impact your credit after you walked across that stage and got your degree handed to you. Yet, it’s very important to understand exactly how student loans will affect your credit and, by extension, your ability to borrow money, finance important purchases, or potentially even t […]

Strategies for Financial Success on a Very Small Income

Most of the articles I write for The Simple Dollar are targeting people who make somewhere in the ballpark of the average American income with some breathing room on either side of that. […]

Nothing Cuts Costs (or Carbs) Like Zucchini: Three Recipes for Summer’s Unsung Garden Hero

Zucchini aren’t pretty, don’t stand out in a produce aisle, and don’t get as fussed over in gardens as tomatoes or berries, but these summer squash are peerless in reducing your waistline and budget. I’ll admit, I wasn’t overly impressed four years ago when my wife told me that she was planting zucchini in our garden. […]

Stories From Our Readers: How Joy finds automatic relief through automatic budgeting

“My goal with money has always been to not have to think about it. I’ve lived below the poverty line, and have had to pay attention to every dollar. I know plenty of people who spend their weekends seeing where they can cut costs or writing out expenses for the following week. I have nothing against that, if it works for them. But I’ve found that automatic budgeting helps us best. […]

The Happy Life on the Path to Your Financial Goals

I’ve written many times about the value of having long-term goals and plans. Having long-term goals helps you to make choices in your day to day life that will guide you to the big outcomes that you want in life, such as debt freedom or a comfortable retirement or paying for your child’s college education. […]

I Tried to Make Money Online and All I Got Was This Nagging Feeling I Was Getting Scammed

Here at the Simple Dollar, we’ve covered many different ways to make side money using just a computer and an internet connection. This kind of work usually involves completing small assignments, taking surveys, doing online research, or getting paid to offer your opinion on a service. […]

Questions About Strawberries, Compound Interest, Spotify, Carbonated Water, TSP, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Dealing with poor credit 2. Compound interest for pre-teens 3. Cost of financial services 4. Handling inevitable market drop 5. Overwhelmed with strawberries! 6. Comparing cellular plans 7. […]

Should You Prioritize Investing or Paying Off Debt?

One question that comes up over and over again is whether it’s more important to prioritize investing or paying off debt. Obviously both are important, but when money is limited how do you decide between the two? While there’s no one answer that’s right for everyone, here’s an order of operations that will help you make the best decision for your personal situation. 1. […]

How a Rebellious Streak Can Help You Excel in the Workplace

What do people like Harry Houdini, Napoleon Bonaparte, the movie director Ava DuVernay, and the famous pilot Chesley Sullenberger have in common? No, the answer is not “really cool names.” As Harvard Business School professor Francesca Gino shows in her new book, “Rebel Talent: Why It Pays to Break the Rules at Work and in Life,” those people achieved success in large part because of their willing […]