Articles on Personal Finance

7 Ways My Clunker Is Smarter Than a Hybrid

Hybrid cars are all the rage, but keeping a "clunker" might be a better move, environmentally and financially.

The Second-Best Way to Make your Household More Secure

You already know the best way to make your household finances more secure: emergency fund, insurance, diversified investment portfolio, marketable skills. But once you're doing

Book Review: Spent: Memoirs of a Shopping Addict

In Spent: Memoirs of Shopping Addict, Avis Cardella writes about her struggles with acquiring more and more stuff without fulfillment for two decades. This is the painful story

Principal Forgiveness: The New BofA Mortgage Deal

Starting next month (May 2010) or as soon as its ready, Bank of America may reduce principal balances on certain mortgages of deeply underwater loans. What's up with that?

Who Should Face the Music When the Banks Fail?

Should everyday folks bear the brunt when banks fail, or should the bankers themselves be held responsible?

Best Money Tips: 7 Ways to Help a Family Member Financially

Welcome to Wise Bread's Best Money Tips roundup. Today, we give you everything you need to know before

Self Directed IRA + LLC = Checkbook IRA

Growing your business may be your best retirement plan, but it's also important to set aside some personal retirement savings separate from the business. Doing so correctly can

Travel Insurance for Businesses

In some cases, you may already have travel insurance and not know it. Whether for business or pleasure, here are the basics of travel insurance.

New $100 Bill Unveiled

Even though ordinary people hardly ever receive or spend one, with the number of $100 bills in circulation in the billions it's worth putting the effort into making them extreme

Book Review: Your Money—The Missing Manual

Books about managing your money succeed or fail at the point when the author chooses what to present as unbreakable rules versus what to present as hints, tips, suggestions, or

3 Reasons Not to Invest Now

Sure, investing is a smart move. But before you decide to invest, you need to decide if it's the right time for you.

Minimizing the IRS' Share of a Sale

There are ways to minimize the tax burden that goes along with selling a business, allowing you to keep more of the money you've earned over the years.

Best Money Tips: The Wisdom of Yoda

Welcome to Wise Bread's Best Money Tips roundup. Today, we share financial wisdom from Yoda hi

Best Money Tips: Tax Day Freebies

Welcome to Wise Bread's Best Money Tips roundup. Today, we give you some tax-time freebies to

Worried About an Audit? Six IRS Red Flags

Is your tax return a magnet for an IRS audit? Find out the 6 things that draw the attention of the IRS and what you can do to minimize your chances of getting audited.

If Budgeting Isn't Fun, You're Doing It Wrong

Budgeting should be fun. If you don't believe me, you've been doing it wrong.

Save on Last Year's Taxes Right Now

You can still save on last year's taxes right now, if you still haven't filed your income tax return yet.

SBA Loans Up 90%

Thanks to American Reinvestment and Recovery Act (ARRA) initiatives, the first quarter of 2010 shows weekly SBA loan volume up 90% over comparative weeks in 2009.

Auto Insurance

Auto insurance is meant to cover the expenses that can go along with a car accident. There are a lot of factors that go into determining just how much you'll pay to insure your

Health Care Reform Means Big Tax Changes

While health care reform aims to lower the cost of coverage, small business owners will likely see premium increases and higher tax costs. Here are some of the key provisions fr