Articles on Personal Finance

The Legal Way to Avoid Getting Taxed on Your Investments

Investing in stocks that pay dividends doesn't mean you have to worry about the government taking a huge bite out of your gains. There are perfectly legal ways to invest in dividen

How to Get the Most Out of Your Merchant Account

More and more consumers are putting away their cash and just relying on plastic. As a business owner, what can you do to get the most out of your merchant account and please you

Best Money Tips: Credit Score Urban Legends Busted!

Welcome to Wise Bread's Best Money Tips roundup. Today, we debunk those irritating credit score myths, share 10 kids foods that are nutritionally-misleading, and get you started

Cash vs. Accrual and Why Accounting Matters for Taxes

When you're running a small business, the decision on which accounting method you're going to use makes a big difference.

Best of Personal Finance Roundup: MasterCard Acceptance Guidelines

Welcome to Wise Bread's Best of Personal Finance roundup. Today, we give you insight into how retailers should treat your MasterCard, 24 secret menus at your favorite eateries, and

Best Money Tips: Get a Second Job and Quit Whining About Debt?

Welcome to Wise Bread's Best Money Tips roundup. Today, we share the best way to get out of debt, 15 ways to slash retirement spending, and how to make wallpaper decals!

Getting Fired? Ask One Question to Get Free Money

Getting fired is never easy. But being prepared can be the difference between walking out of HR's office with nothing and getting a nice chunk of money to help you in the future. H

Exploring Debt Restructuring Options

If your business is finding it hard to keep up with all its credit card, credit line, and bank loan payments, it may be time to consider debt restructuring.

Best Money Tips: Financial Lessons of Cheese Peddler

Today, we share lessons learned from a cheese peddler, how bottled water stands up to filtered tap, and 10 decorating ideas for fun and frugal homes!

The First Time Home Buyer Credit: How Big of a Deal Is It?

The first-time home buyer's credit has been hailed as one of the main drivers of the real estate market, but how big of a deal is it really?

New Credit Card Rules: Who Really Benefits?

Credit card industry reform may have good intentions, but will these rules encourage the same behavior that made reform necessary in the first place?

6 Steps for a Woman's Financial Self-Defense

Women account for over 80% of consumer spending, and at the same time elderly women make up over 80% of this country‘s impoverished. Women need to refocus their present spending po

Life After Bankruptcy: What's Next?

There are repercussions to filing for bankruptcy, but like with other setbacks in life, you can recover. There is always hope!

Best of Personal Finance Roundup: How to Sew a Button On Correctly

Welcome to Wise Bread's Best of Personal Finance roundup. Today, we give you the skills to sew on a button, kill some cockroaches, or make a better breakfast!

Independent Contractors vs. Employees: Keeping Them Straight

Who the IRS considers an employee and who it considers a contractor doesn't always match what a business owner might expect.

How to Choose an Accountant for Your Small Business

The role of an accountant doesn't have to be limited to tax preparation. He can be a valuable adviser for your business year round. Here are some things your accountant should b

Tax Breaks for Going Green

With the many tax deductions and credits available to business owners, making your company more sustainable can pay off when you do your taxes.

Cash-Strapped Businesses Turn to Purchase-Order Financing

Many business owners are turning to alternative lenders who offer to finance their purchase order.

12 Steps to a Loan Renewal in 2010

It’s your job to make sure your 2009 financial statements don’t send bankers running for the hills. So how do you protect your company from being crushed in the crunch come time

Best of Personal Finance Roundup: How to Turn Cheap "Choice" Steak into Gucci "Prime" Steak

Welcome to Wise Bread's Best of Personal Finance roundup. Today, we give you the skills to turn cheap steak into a dreamy dinner, 10 tips for making a family room top-notch, and wh