Hot Today

Wise Bread articles that are hot today.

4 Smartest Ways to Use a Home-Equity Loan

If you have the home equity to spare, you can borrow against it. Just be sure you're using the loan for something smart.

What You Need to Know About Homeowners' Associations

A home in an HOA may come with fabulous amenities, services, and sense of community. It will also come with a cost.

9 Ways to Reverse Lifestyle Creep

More money in your paycheck can mean more spending on stuff you don't need. Time to get things back under control.

Ask the Readers: What's In Your Wallet?

We want to know what you currently carry in your purse or wallet.  By sharing the contents via comments or Twitter, you will be entered to win a $20 Amazon

Are Starter Homes Still a Thing?

Starter homes used to be the norm. But in today's housing market, you might not need those homeowner training wheels.

Stop Believing These 5 Myths About IRAs

Don't let these myths prevent you from getting an IRA — the most important savings account you may ever have.

I Checked My Credit Score in 11 Places — Here's What I Learned

Why pay $15 for a credit score when you can get one for free? Turns out not all credit scores are the same.

How to Prepare Your Money for the Coming Economic Slowdown

Experts warn an economic downturn may be on the horizon. Is your money prepared?

Ask The Readers: To Clip or Not to Clip? (A Chance to Win $10!)

Are you a coupon-clipper? Do you plan on becoming one? Have you shunned the practice out of principle, time, or apathy? Maybe you clip a little here and there, but leave the har

2-Minute Read: What You Need to Know About Credit Reports

Your credit report includes important information used to determine your creditworthiness. Do you understand everything on it?

The Guide to Staying at Hostels for People Over 30

Hostels aren't just for 20-somethings. No, really, even adults can slash the cost of lodging by staying at hostels instead of hotels.

Ask the Readers: Do You Look Forward to Tax Time? (Your Chance to win $20!)

What are you thoughts on tax time? Do you dread it? Anxiously await it? Let us know your stories here in our comment thread or on Twitter, and you'll be entered to win one of two $

3 Ways Millennials Can Avoid Financial Fraud

Elders aren't the only targets of financial fraud. Even young folks need to know how to protect themselves.

Watch Out for These 5 Last Minute Home Buying Costs

First time homebuyers can be left scrambling to cover these last-minute costs. Don't get blindsided on your way to your new home!

The Meaning of Milk Label Colors

Can you tell the difference between 1% and skim milk based on the color of the cap? It depends on where you shop.

9 Signs Your Identity Was Stolen

Usually, you know when you're the victim of a crime. But identity theft can be a sneaky, subtle scam. Watch out for these warnings.

Where to Find Emergency Funds When You Don't Have an Emergency Fund

A costly emergency has sprung up. The only problem? You have a second emergency — no money to cover it. Here's where to find funds fast.

How to Read a Credit Report

You're ready to check your annual free credit report. Now — just how exactly should you read one of these things?

13 Natural and Easy Ways to Lower Your Blood Sugar

Diabetics and non-diabetics alike can take positive steps to control blood sugar levels safely and naturally. Read on to find out what you can do.

11 Retailers Where You Can Negotiate a Lower Price

Negotiating the best price is not only for the car dealership and the yard sale. Try haggling at these retailers big and small and pay less for lots more.