debt reduction

3 Ways Paying Off Credit Cards Is Like Playing Beer Pong

Posted October 22, 2009 - 06:00 by J. Money

Credit Cards

plastic cups

Paying off your debt isn't as FUN as playing beer pong, of course, but it's a much better way to think about it than your old wrinkly neighbor would have it.

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Johnny Says: Read This Post and Get Riyyyyyyyyyyatch

Posted February 8, 2009 - 20:45 by Jabulani Leffall

Personal Finance

The sad truth is everybody is not going to get rich. This is why picking up the books and CDS of your favorite finance guru(s) seems like you're doing the work at getting your house in order when you may not be. What can you do differently? My man Johnny Upinya has the perfect plan for you.

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Debt repayment is not an expense

Posted August 21, 2007 - 13:51 by Philip Brewer

Personal Finance, Budgeting

Credit cards

Over and over again, in budgeting articles and even books on personal finance, I see sample budgets that include debt repayment as if it were an expense. This shows a fundamental misunderstanding of what debt is. Your debt repayment is not an expense, it's an internal transfer. The only part that's an expense is the interest. The rest of the money was spent some time in the past, when you incurred the debt.

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Six Steps to Eliminating Your Debt Painlessly

Posted August 19, 2007 - 17:13 by Nora Dunn

Credit Cards

Mounting Credit Cards

Eliminating Debt Painlessly. Rarely do you see these words fit together in a neat little sentence. The very act of putting your hard earned money towards the stack of debts you've accrued is painful. The good news is you can snowball your progress against mounting debts if you do it the right way.

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The seven deadly sins of consumerism (and the frugal redemption).

Posted 2 years ago by Paul Michael

Filed Under: Lifestyle

demon

Sit ye down, hold your loved ones tight, and get ready for the seven deadliest sins of the modern day consumer.

Continue reading "The seven deadly sins of consumerism (and the frugal redemption)."

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How to live on $12,000 a year

Posted 2 years ago by Paul Michael

Filed Under: Budgeting

saving jar

In my first job out of college, I was on 12,000 English pounds per year. That was back in London in 1996, i was single, lived with two friends and only had rent and travel to pay for. And I still remember how tough that was. Well, one person is doing that right now (right here in the US of course) and recording the experience for us all to share.

Continue reading "How to live on $12,000 a year"

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