debt reduction

Taming Your Debt: Aggressive Repayment Strategies

Getting into debt is easy; getting out is the hard part. These strategies will help you aggressively attack and defeat your debts.

How Much Does Your Credit Card Debt Cost You?

Only having to pay 2% of your total credit-card balance a month makes charging tempting...but with interest, you could also pay more than double your original purchase price.

Contributing to a Roth Versus Paying Down Debt

This post was prompted by a reader question, but it's an issue that many people face—we see versions of it all the time in the forums.

3 Ways Paying Off Credit Cards Is Like Playing Beer Pong

Paying off your debt isn't as FUN as playing beer pong, of course, but it's a much better way to think about it than your old wrinkly neighbor would have it.

Johnny Says: Read This Post and Get Riyyyyyyyyyyatch

The sad truth is everybody is not going to get rich. This is why picking up the books and CDS of your favorite finance guru(s) seems like you're doing the work at getting your hous

Debt repayment is not an expense

Over and over again, in budgeting articles and even books on personal finance, I see sample budgets that include debt repayment as if it were an expense. This shows a fundamental

6 Steps to Eliminating Your Debt Painlessly

Eliminating Debt Painlessly. Rarely do you see these words fit together in a neat little sentence. The very act of putting your hard earned money towards the stack of debts you've

The seven deadly sins of consumerism (and the frugal redemption).

Sit ye down, hold your loved ones tight, and get ready for the seven deadliest sins of the modern day consumer. [more]

How to live on $12,000 a year

In my first job out of college, I was on 12,000 English pounds per year. That was back in London in 1996, i was single, lived with two friends and only had rent and travel to pay for. And I still remember how tough that was. [more]