Posted March 2, 2009 - 17:01 by Jabulani Leffall
Personal Finance, Frugal Living, Food and Drink, Budgeting, Art and Leisure, Consumer Affairs
In an average week, an average chunky-blooded professional American could easily spend up to $140 on a combination of drinks that come with meals such as morning coffee, herbal tea, Jamba Juice or over-priced store-bought smoothies. This is to say nothing of the deceased potatoes, fermented wheat, tonics, spirits and dead grapes that some of us just must have in excess come Friday night through Sunday. Water anyone?
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Posted January 18, 2009 - 18:55 by Jabulani Leffall
Personal Finance
We must understand fundamentally while some of our exercises in saving go for naught and why when things turn around, we forget our lessons. Unfortunately in America just eat one bite from the tree of knowledge, just one trip out of town, just one spending spree, just one feel of fine fabric, one morsel of Kobe steak can actually program your hard drive in a way that’s hard to undo.
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Posted December 29, 2008 - 10:40 by Thursday Bram
Budgeting
When I was a sophomore in college, my dad gave me a piggy bank for Hanukkah. I couldn't figure it out at first — had my dad forgotten that I was all grown up and didn't need a piggy bank for my pennies anymore? It was an adorable little pig, though and I put it on my desk as a decoration. Pretty soon, the pig was full. I wasn't sure how it happened, really, but who was I to turn down the $20 I had in pennies, nickels, dimes and quarters? I took it with me to the bank and deposited my change — I wasn't about to roll all that change myself.
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Posted December 27, 2008 - 13:15 by Philip Brewer
Personal Finance, Budgeting
Budgets tend to focus on needs--food, shelter, heat, light, transportation, and (of course) taxes. They also provide for wants, but generally the smaller, shorter-term wants--cable TV, a magazine subscription, an occasional restaurant meal. Instead of a budget line, the larger, longer-term wants are covered implicitly when your budget spends less than all you earn. Somewhere, though, those big, long-term wants deserve a plan.
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Posted November 18, 2008 - 18:16 by Xin Lu
Deals and Coupons, Coupons, Food and Drink
Restaurant.com regularly sells $25 restaurant gift certificates for $10, and $10 gift certificates for $3. From today to 11/20/2008, a coupon code gives you an additional 80% off so a $25 gift certificate is only $2, and a $10 gift certificate is only $0.60! Additionally, FatWallet.com is having a 25% cashback sale on Restaurant.com so if you use FatWallet you would essentially get the $25 gift certificates for $1.50 each, and $10 gift certificates for $0.45 each after you receive the 25% cashback.
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Posted November 14, 2008 - 17:42 by Linsey Knerl
Personal Finance, Frugal Living, Health and Beauty, Budgeting, Consumer Affairs
Those of us without traditional dental insurance may have been tempted to buy a dental “discount” plan. On paper, it looks good. In practicality, it could save you some, or more likely, little at all.
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Posted November 3, 2008 - 12:07 by Philip Brewer
Investment
Every six months, the Treasury sets a new fixed rate for series I savings bonds. After tracking close to the rate on the Treasury's other inflation-indexed bonds during the Clinton administration, the rate was cut sharply starting in 2001, culminating in an interest rate of zero for the past six months. Today, though, the Treasury announced the new rate for the next six months: 0.7%
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Posted September 29, 2008 - 06:35 by Myscha Theriault
Deals, Shopping
Wanting to celebrate your inner fashion diva, a night out with the girls, and a great deal to boot? Now you can have all three with Dress Barn's V.I.P. shopping program. Read on for details.
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Posted September 20, 2008 - 18:50 by Linsey Knerl
Frugal Living, Shopping, Health and Beauty, Budgeting
With my budget straining at the increase in the cost of milk, I can’t always justify buying my favorite shampoo, the best razor, or that luxurious body wash I crave. I have found ways to ease the pain, and while not always predictable, they work! If you don’t mind getting a bit creative with your methods, you can pay much less (even nothing) for your bath and body treats, too!
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Posted August 13, 2008 - 11:58 by Philip Brewer
Personal Finance
You can always tell when inflation has become ingrained in an economy--you start hearing people say, "Buy now before the price goes up!" I remember hearing that a lot in the late 1970s, but I haven't heard that much so far in the current inflation. (This fact probably gives the Federal Reserve a certain amount of comfort.) I have, though, started to hear its close cousin, "Why save when the interest rate is below the inflation rate?"
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