savings

Wise Bread's Best and Worst Financial Decisions in 2010

Some of us took risks. Some of us played it safe. Read about our writers' great (and terrible) 2010 financial decisions, and what they learned from them.

10 Tips from a Financially-Savvy Teen

A few years ago, Tamara Johnson had no savings. Today she is a college student, funding her education with scholarships and savings. Learn how she did it.

Trick Yourself into Saving More of Your Biweekly Paychecks

If you are paid biweekly, you receive 26 paychecks a year. That is, twice a year, you receive three paychecks in a month. What if you mentally “skipped” those two extra paychecks?

Beware the Small Print of High Interest Savings Accounts

How many times have you seen ads for savings accounts that have touted superb interest rates? And how many times have you looked into the offer only to discover that it isn’t quit

Delayed Gratification and the Secret to Will Power

Saving is nothing more than delayed gratification in action, but trying to defeat our desires for instant gratification outright is often a dead-end endeavor. It's easier if you en

Generic Drug Price Lists For Six Major Pharmacies - Updated

You've seen the ads on TV offereing $4 generic drugs, but then when you get your prescription filled it's not $4 at all. As it turns out, every pharmacy has their own slightly d

A Crash Course in Offensive Budgeting

I'm a risk taker that has learned the hard way; budgeting is a necessity.

6 Steps for a Woman's Financial Self-Defense

Women account for over 80% of consumer spending, and at the same time elderly women make up over 80% of this country‘s impoverished. Women need to refocus their present spending po

Why You Can't Stick with a Budget

A good budget is the best tool for reaching your financial goals. If you've ever begun a budget only to give it up days, weeks or months later, or know someone who has, you need to

Are Rebates Worthy of You?

Rebates may sound like a great deal, especially when you are trying to save money, but are they really worth your time?

Get Out of Debt First, Then Focus on Saving

When you’re in debt, it’s nearly impossible to save money. The money you save while paying off debt is not likely to earn as much interest as the interest you pay towards your debt

When They Say Extreme Deals, They’re Not Kidding!

I stumbled upon a website last week that gave me that feeling of being a hungry kid in a free candy store. The site offers amazing discounts on thousands of gadgets, and free shipp

Don't Despair Over Small Retirement Savings

If you quit checking your 401(k) balance last year, because the market crash made it too depressing, now might be a good time to take a fresh look. It'll still be well down from t

Budgeting Tricks for Parents

Being a parent, you may be able to admit (at least to yourself) that you enjoy indulging your children even if it is to the detriment of your budget. Here are some tips to help you

How to Tell if You're on Track for Retirement

It may be a little bit early to think about retirement all too seriously if you still have several decades left before you face it. But don't look now -- time flies and before you

Ask The Readers: To Clip or Not to Clip? (A Chance to Win $10!)

Are you a coupon-clipper? Do you plan on becoming one? Have you shunned the practice out of principle, time, or apathy? Maybe you clip a little here and there, but leave the har

Optimize Your IRA and 401(k)

Your IRA and 401(k) (or 403(b) if you work for a non-profit) are great tools for deferring taxes, and have other advantages as well. But because they're labeled "retirement" accou

Managing Your Short-Term Money

It's easy to find books and articles on how to manage your money to support your long-term goals. You can read a lot about stocks and bonds, retirement accounts, investing in gold

When to Use Savings to Pay Off Debt

One of the most common questions over on the Wise Bread forum is some variation on, "I have $X in savings but $Y in credit card debt. Should I use the savings to pay down the debt?

How Old Were You When You Started Saving? (Answer and Win!)

Share your savings experiences, and be entered to win one of two $10 Amazon Gift Cards and one of 6 prize packs from FeedThePig.org! To enter our Trivia Tuesday giveaway, simply a