Great piece. The time value of money is important and the sooner we spend our money, the sooner we give up the future value of our money. Conscious spending is a great way to nip that in the bud and provide ourselves future financial security.
Be careful with clog removing chemicals - they are extremely caustic to both skin..and the pipes themselves. A better option is to buy a cheap "snake" at the hardware store and actually remove the clog rathing than dissolving it - a bit on the icky side, but it sure beats replacing pipes!
Just a couple less expensive alternatives to omitting:
Vanilla: get yourself a bottle of imitation vanilla. It's dirt cheap and while I know it sounds improbable, experts almost unanimously agree there is no discernible difference in the final product. Some even preferred the fake stuff. I didn't believe it either... but google it.
Tahini: if you love the flavor it adds to hummus, which I do, it could not be easier to make the exact same thing for a LOT less. Buy bulk raw sesame seeds, toast them for 10 minutes in the oven, and then grind them in the food processor until they are a smooth paste. Done.
Very interesting article. Has my love life helped or hurt my finances.... Well, that has yet to be seen at this point in time for me. But I may end up moving because of my love life and for all I know that could be disastrous for my finances, it may take a few years to determine the full effects of such a choice.
As far as changing the script in your life to avoid financial disasters and fixing your relationships. I think it takes that "ah-ha!" moment to realize how to fix it. Well, I guess I shouldn't say fix it, I guess it should be more like it takes just one moment to determine what is important to you.
Once you know what is important to you it's easier to know what you really want in a relationship and you can focus on those aspects. I think that's how it can work for finances as well. For me it's the same approach, I focus on what I think is really important, that new fancy watch will bring me temporary happiness or saving for a vacation someplace I will never forget. I choose the experience that I'll never forget.
Look people in the eye, make friends with people who make you laugh, don't worry if you get lost driving somewhere you've never been--why would you know how to get there? My mom's the best.
How to be healthy and to care for my body. My Mom made very poor diet choices and never exercised. As a result, she was on disability by age 50. I learned through her mistakes, and I'm the person most healthy in my entire family. I only have one body to live in, so I'm taking the best care of it that I possibly can!
The best lesson I've learned from my mom so far is to not worry about what other people might think of you. She's always encouraged me and my siblings to focus on what we think is right because you never know why someone else is doing something. Or even if the might change their mind completely down the line.
My mom had me when she was 18 and was diagnosed with cancer at 21. She died at 29. In those years of fighting a losing battle, she managed to teach my brother and I that we can do and learn just about anything. She made matching dresses for us, she played the piano beautifully, she baked cookies and just about anything for friends and neighbors. She played bridge and took an interior design correspondence course. She taught my brother and I how to be people of integrity. But most of all she taught us to love. She persevered to allow us to not only know her but be able to have the life skills to live a life without her.
I learned to always be appreciative for what you have, because there are always those who are in need. Even when things are tough, it's important to remember how much we actually have (e.g., security, food, shelter, etc.).
The best lesson I learned from my mom is, appreciate time. All the moments in life go by so quickly, she taught me to just relax and enjoy every moment with a smile.
My mom taught me to laugh about the good, the bad and the ugly. I'm still learning this lesson but it definitely takes the sting out of most unpleasant situations!
We were raised to adhere to the credo "Leave a place better than it was when you got there." When Mom left this world, she had done just that.
Take care of the 'small' issues/things before they become 'big' issues/things.
My mom taught me many things, but the top three that stick out are:
1) How to have champagne tastes on a beer budget!
2) Appreciate everything you have in your life.
3) Take care of the people in your life.
Love ya, mom!
To always be grateful for the life I'm living, no matter how hard it may seem, I have it better than some.
Great piece. The time value of money is important and the sooner we spend our money, the sooner we give up the future value of our money. Conscious spending is a great way to nip that in the bud and provide ourselves future financial security.
Be careful with clog removing chemicals - they are extremely caustic to both skin..and the pipes themselves. A better option is to buy a cheap "snake" at the hardware store and actually remove the clog rathing than dissolving it - a bit on the icky side, but it sure beats replacing pipes!
Just a couple less expensive alternatives to omitting:
Vanilla: get yourself a bottle of imitation vanilla. It's dirt cheap and while I know it sounds improbable, experts almost unanimously agree there is no discernible difference in the final product. Some even preferred the fake stuff. I didn't believe it either... but google it.
Tahini: if you love the flavor it adds to hummus, which I do, it could not be easier to make the exact same thing for a LOT less. Buy bulk raw sesame seeds, toast them for 10 minutes in the oven, and then grind them in the food processor until they are a smooth paste. Done.
I learned a love of books and reading from my mom.
She taught me to be nice to EVERYONE not just people I know. Because you never know who the person is that you're talking to!
Don't buy soda at restaurants.
My mom taught me to only spend on whats really important and not on and luxury or extravagant items.
The best lesson I learned from Mom was how to be calm, warm, and generous.
Very interesting article. Has my love life helped or hurt my finances.... Well, that has yet to be seen at this point in time for me. But I may end up moving because of my love life and for all I know that could be disastrous for my finances, it may take a few years to determine the full effects of such a choice.
As far as changing the script in your life to avoid financial disasters and fixing your relationships. I think it takes that "ah-ha!" moment to realize how to fix it. Well, I guess I shouldn't say fix it, I guess it should be more like it takes just one moment to determine what is important to you.
Once you know what is important to you it's easier to know what you really want in a relationship and you can focus on those aspects. I think that's how it can work for finances as well. For me it's the same approach, I focus on what I think is really important, that new fancy watch will bring me temporary happiness or saving for a vacation someplace I will never forget. I choose the experience that I'll never forget.
I learned the importance of giving back to others.
Look people in the eye, make friends with people who make you laugh, don't worry if you get lost driving somewhere you've never been--why would you know how to get there? My mom's the best.
How to be healthy and to care for my body. My Mom made very poor diet choices and never exercised. As a result, she was on disability by age 50. I learned through her mistakes, and I'm the person most healthy in my entire family. I only have one body to live in, so I'm taking the best care of it that I possibly can!
To read to my children, like she read to me as a child. 2nd~ the Envelope System to save cash for coming expenses such as car insurance or new tires.
The best lesson I've learned from my mom so far is to not worry about what other people might think of you. She's always encouraged me and my siblings to focus on what we think is right because you never know why someone else is doing something. Or even if the might change their mind completely down the line.
My mom had me when she was 18 and was diagnosed with cancer at 21. She died at 29. In those years of fighting a losing battle, she managed to teach my brother and I that we can do and learn just about anything. She made matching dresses for us, she played the piano beautifully, she baked cookies and just about anything for friends and neighbors. She played bridge and took an interior design correspondence course. She taught my brother and I how to be people of integrity. But most of all she taught us to love. She persevered to allow us to not only know her but be able to have the life skills to live a life without her.
My mom taught be to always look on the bright side and make sure to enjoy the good things in life.
I learned to always be appreciative for what you have, because there are always those who are in need. Even when things are tough, it's important to remember how much we actually have (e.g., security, food, shelter, etc.).
The best lesson I learned from my mom is, appreciate time. All the moments in life go by so quickly, she taught me to just relax and enjoy every moment with a smile.
To help everyone out when you are asked by them to do so.
I learned how to be creative and how to embrace my ideas!
My mom taught me to laugh about the good, the bad and the ugly. I'm still learning this lesson but it definitely takes the sting out of most unpleasant situations!