Insurance claims adjuster- People you deal with are already mad that they've been in an accident. The caseload is usually overwhelming and every person you speak with thinks that they should be your top priority.
I tell them that it is none of their business. One lady asked me how much I made and I told her "enough to survive comfortably." Truly it was none of her business.
I do not recall being offended by a financial question. I am comfortable discussing any question about money. To me, money is just a tool and does not have emotional connotations. Usually. Rather than dodge or avoid answering a question, I give a simple, short, honest answer.
I remember reading about a guy who won a lifetime supply of donuts and the IRS taxed him on the "retail amount" of what that prize would cost in real dollars. It was thousands of dollars and he was not too happy! The "Listen to the Pitch" and win free stuff is big with Hawaii and Mexico hotel vacations too. A tortuous block of time often two to four hours followed by a hard sell approach that's awful. Was not my idea and I'll never be subjected to one again! Talk about rabid salespeople!
I usually like to discuss personal finance topics in general but like to stray from specific details about those actual numbers existing in my life. I often feel many people are apt to compare their situations to one another and being unnecessarily specific as to your own situation might invite others to feel like you are in an overall "better" situation whereby they might think you're bragging or otherwise feel self-conscious themselves, or, in the opposite scenario, you might come off as as a "ne'er-do-well" in the eyes of the other person. I think most people respond well when you laugh and pleasantly answer that you keep your financial situation "close to the vest". Of course, you should be willing to confirm you're neither the richest nor poorest person on the planet, and that you're just another "in-betweener".
I don't think this has happened to me, so maybe I'm just not sensitive to it. But if someone said something offensive to me, unintentionally, I would shrug it off. And if it was intentional, I have no problem teaching some manners. :-)
With a little laugh, I tell people I don't have enough money to talk about. We have a 457 plan at work available, and co-workers seem to think it's ok to talk numbers! I don't join in.
If you're trying to save money by buying diapers in bulk, it's nice to know how quickly your baby is going to be changing sizes, and how many diapers they're going to be using per day as they get older.
After my wife and I had twins, I stockpiled a lot of diapers in our garage, but I ended up taking a lot of them back to Target (FYI: both Target and Walmart have pretty flexible return policies on unopened boxes of diapers, even if you don't have the receipt). Later, I found out that you can use the CDC growth charts (http://www.cdc.gov/growthcharts/) to plot out how big your baby is going to be.
After going through some pretty involved calculations, I decided to make an online calculator to help other parents estimate diaper sizes and quantities:
Just FYI using clear pharmaceutical grade Mineral oil on Opal jewelry will help the gems last longer and maintain their brillance. Works and last s longer then other recommended use of keeping Opals in water
I have not had to field any rude questions about money, but I generally do not feel uncomfortable talking about money with friends or colleagues and answer most questions as long as I feel that they are asked from a place of curiosity and not judgement.
I take exception with #11. I've lived in France for 23 years now and when invited to friend's homes for dinner I ask if I can bring a dessert or something. Sometimes they ask us to bring wine and we will. If invited to an acquaintance's place or someone you don't know well, we bring flowers or a plant.
Every Christmas we go to a friend's place and bring around 3 bottles of champagne, they don't consider it bad manners at all.
I try not to take it personally. I feel like discussing money is like fitness -- everyone has an opinion on what works best and how you should be doing things.
1. ACTUALLY SHOWING UP when you say / said you will / would! Texting me AT the time you were supposed to be there doesn't count any more than texting me AFTER or, God help us, NOT AT ALL; in some ways, it's actually worse: You DID remember, you just didn't give a rat's;
2. "Excuse me." Three syllables. I DON'T KNOW what you want if you're standing behind me snorting, huffing, tapping your foot, or glaring angrily at your watch.
I usually try to divert the question and not answer it.
If I think the questions are rude, I usually don't answer, especially if it is someone being nosy.
I just tell people "I don't know" or "I'm not sure"
I deflect the question I think it's rude to talk about money
I don't have a problem talking about money. Money discussions shouldn't be a taboo topic.
Insurance claims adjuster- People you deal with are already mad that they've been in an accident. The caseload is usually overwhelming and every person you speak with thinks that they should be your top priority.
I tell them that it is none of their business. One lady asked me how much I made and I told her "enough to survive comfortably." Truly it was none of her business.
I do not recall being offended by a financial question. I am comfortable discussing any question about money. To me, money is just a tool and does not have emotional connotations. Usually. Rather than dodge or avoid answering a question, I give a simple, short, honest answer.
I haven't been asked any rude questions about money.
Ignore and deflect!
I don't have any problems talking about our money or debt. I guess it just doesn't bother me. We don't have a lot of money and tons of school debt.
I remember reading about a guy who won a lifetime supply of donuts and the IRS taxed him on the "retail amount" of what that prize would cost in real dollars. It was thousands of dollars and he was not too happy! The "Listen to the Pitch" and win free stuff is big with Hawaii and Mexico hotel vacations too. A tortuous block of time often two to four hours followed by a hard sell approach that's awful. Was not my idea and I'll never be subjected to one again! Talk about rabid salespeople!
I usually like to discuss personal finance topics in general but like to stray from specific details about those actual numbers existing in my life. I often feel many people are apt to compare their situations to one another and being unnecessarily specific as to your own situation might invite others to feel like you are in an overall "better" situation whereby they might think you're bragging or otherwise feel self-conscious themselves, or, in the opposite scenario, you might come off as as a "ne'er-do-well" in the eyes of the other person. I think most people respond well when you laugh and pleasantly answer that you keep your financial situation "close to the vest". Of course, you should be willing to confirm you're neither the richest nor poorest person on the planet, and that you're just another "in-betweener".
I don't think this has happened to me, so maybe I'm just not sensitive to it. But if someone said something offensive to me, unintentionally, I would shrug it off. And if it was intentional, I have no problem teaching some manners. :-)
With a little laugh, I tell people I don't have enough money to talk about. We have a 457 plan at work available, and co-workers seem to think it's ok to talk numbers! I don't join in.
If you're trying to save money by buying diapers in bulk, it's nice to know how quickly your baby is going to be changing sizes, and how many diapers they're going to be using per day as they get older.
After my wife and I had twins, I stockpiled a lot of diapers in our garage, but I ended up taking a lot of them back to Target (FYI: both Target and Walmart have pretty flexible return policies on unopened boxes of diapers, even if you don't have the receipt). Later, I found out that you can use the CDC growth charts (http://www.cdc.gov/growthcharts/) to plot out how big your baby is going to be.
After going through some pretty involved calculations, I decided to make an online calculator to help other parents estimate diaper sizes and quantities:
http://howmanydiapers.com (free, no registration)
I hope you find it useful. If you have any questions or comments, please let me know! I'm @stephenjbell on Twitter.
I like to be vocal about it being none of their business. If I want to talk about money, then I would offer up the suggestion of the topic.
Just FYI using clear pharmaceutical grade Mineral oil on Opal jewelry will help the gems last longer and maintain their brillance. Works and last s longer then other recommended use of keeping Opals in water
lacking Karmin☺
I have not had to field any rude questions about money, but I generally do not feel uncomfortable talking about money with friends or colleagues and answer most questions as long as I feel that they are asked from a place of curiosity and not judgement.
yes - water. 70% is the typical strength of "rubbing alcohol" (isopropyl alcohol) sold in drugstores.
If a money question makes me uncomfortable I will answer vaguely and evasive and feign uncertainty.
I take exception with #11. I've lived in France for 23 years now and when invited to friend's homes for dinner I ask if I can bring a dessert or something. Sometimes they ask us to bring wine and we will. If invited to an acquaintance's place or someone you don't know well, we bring flowers or a plant.
Every Christmas we go to a friend's place and bring around 3 bottles of champagne, they don't consider it bad manners at all.
I try not to take it personally. I feel like discussing money is like fitness -- everyone has an opinion on what works best and how you should be doing things.
1. ACTUALLY SHOWING UP when you say / said you will / would! Texting me AT the time you were supposed to be there doesn't count any more than texting me AFTER or, God help us, NOT AT ALL; in some ways, it's actually worse: You DID remember, you just didn't give a rat's;
2. "Excuse me." Three syllables. I DON'T KNOW what you want if you're standing behind me snorting, huffing, tapping your foot, or glaring angrily at your watch.