For some, the realization that financial responsibility is important doesn’t kick in until midlife. You wake up one day, realize you’re in your 40s, and you have no idea where you’re going. It’s time to get started. For others, a midlife calamity can completely reset the financial game. Issues like divorce, a career failure, a […]
The post How To Start Your Financial Life Midlife appeared first on The Simple Dollar.
If there’s one personal finance tactic that almost everyone agrees on, it’s the value of saving for retirement, or at least saving for your second act. There will come a point where you will no longer want to or will no longer be able to do the work that you’re currently doing and switching to […]
The post How To Save for Retirement on a Small Income appeared first on The Simple Dollar.
I’m a passionate reader, and independent bookstores attract me like a bee to a flower. If I happen to see one, I’m sorely tempted to stop in, wander around, check out the staff recommendations and often walk out the door with two or three books under my arm. Here’s the problem: Between the many books […]
The post How To Cut Back on Spending (Without Feeling Miserable) appeared first on The Simple Dollar.
Frugal living often has a nice “honeymoon.” People dive in deep, find lots of ways to spend less money, and revel in the amount left in their checking account at the end of the month. The problem, of course, is that such behavior is often unsustainable. After another month or two, many of the new […]
The post Using Scorekeeping To Build Financial Success appeared first on The Simple Dollar.
At some point, most of us realize that we need to start saving for retirement. For some, it comes from seeing the struggle of a parent or a grandparent trying to make ends meet on Social Security alone. For others, it comes from a vision of a great retirement, or even retiring early. In any […]
The post Which Retirement Plan Is Right for Me? appeared first on The Simple Dollar.
Shopping at a thrift store for something you’re specifically looking for is a great frugal strategy. It’s a way to save quite a bit of money on things like clothing, small kitchen appliances, dishes, furniture, hobby items, and other odds and ends. One of the best ways to turn frugality into even more of a […]
The post Get Maximum Value out of a ‘Thrift Shop Day’ appeared first on The Simple Dollar.
Citizens One at a glance Lender Loan Amount APY Range Terms Key Benefit Citizens Bank $1,000 – 350,000 fixed; variable 5 – 15 years Multi-year approval program What we like about it Citizens One allows international students to apply for private loans provided they have a co-signer who is a citizen or permanent resident of […]
The post Citizens Bank Student Loans Review appeared first on The Simple Dollar.
There are lots of student loan options out there, like federal student loans, personal loans for bad credit and credit union student loans. A student loan credit union option may be a good choice for students who need to take out a private loan, but don’t want to lend with a traditional bank. Credit unions […]
The post Best Credit Union Student Loans of 2021 appeared first on The Simple Dollar.
Congratulations — you’ve been accepted to your dream school in the U.S. But now you may be wondering, how am I going to pay for my education? Federal loans are available to some students studying abroad in America, but not all. If you don’t qualify, you may still be able to get a private international […]
The post The Best International Student Loans of 2021 appeared first on The Simple Dollar.
Students aren’t just leaving school with new friends and undergraduate degrees — they’re also bringing the stress of student loan debt along for the ride. In fact, most students now finish post-secondary school owing more than $30,000 and spend anywhere from 10 to 25 years paying back these loans. While there’s no way to make […]
The post Best Private Student Loans of April 2021 appeared first on The Simple Dollar.
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