Articles on Personal Finance

More Evidence. More Deals. Would You Ever Trust Toyota Again?

Recently, Xin Lu wrote an article about the falling price of used Toyota cars. And it's not only used cars but brand new cars that are being discounted. There has been talk of yet

How to Deal with Audits

Just the idea of having a problem with the IRS is enough to worry many business owners. The tax system can be difficult to deal with even at the best of times. When something go

Financial Timing: How Scheduling Important Events Benefits You Financially

Are you thinking of making a big change in your life such as quitting your job or getting married? Time important decisions in your life for the best financial result.

Best Money Tips: What If I Can't Afford to Make My Mortgage Payment?

Welcome to Wise Bread's Best Money Tips roundup. Today, we tell you some options for when the mortgage money just isn't there, 24 ways to pull together some cash when you're job

Can a Little Inflation Be Good?

Let me jump to the end and say right at the start that I don't think so. However, there's a serious argument being made right now among economists and economic policy makers that h

Best of Personal Finance Roundup: 3 Ways to Prepare for the Card Act

Welcome to Wise Bread's Best of Personal Finance roundup. Today, we get you ready for the new Credit Card Act, share an awesome recipe for peanut butter power bars, and help you sh

Negotiating a Lease with Your Potential New Landlord

Here are the fine points of negotiating for rental space, including a few opportunities a newer business owner might miss.

8 Tips to Help Your Teenager Become Credit Smart

Now that I am a mother of two teenagers, credit card abuse is one of the first dangers of financial common sense that I discussed with them. Here are 8 tips to help your teenager p

Contingency Plans

Are you assuming that things will go along pretty much okay? Most people do, and they're usually right. Even when they're wrong, it tends to be okay, because the typical household'

FINANCIAL IQ TEST: How Healthy Is Your Budget?

Budgeting is one of the hardest things for any of us to do well –- and stick to. It requires discipline, attention to detail, and persistence. But it doesn’t have to be impossible;

Best Money Tips: What You Need to Know About Social Security

Welcome to Wise Bread's Best Money Tips roundup. Today, we tell you just about everything you need to know about Social Security, how to eat well on a poor man's budget, and wha

When Is Lunch Deductible?

There are many situations in which your lunch isn't deductible, even if you're eating it at your desk. Knowing the difference can make a big difference in your tax burden.

Buy-and-Hold Investing: 4 Ways to Make It More Effective

The media is saying buy and hold is dead thanks to some fuzzy math and misinterpretation of what "long term" means. But here are four strategies that can turn buy and hold from a b

Best of Personal Finance Roundup: 14 Great Ways to Be Miserable

Welcome to Wise Bread's Best of Personal Finance roundup. Today, we share the 14 ways to ensure you'll stay miserable, 3 cool tricks to finding online deals with Google, and whethe

Best of Personal Finance Roundup: 50+ Cheap and Healthy Party Foods for the Super Bowl

Welcome to Wise Bread's Best of Personal Finance roundup. Today, we share over 50 cheap and healthy party foods you can serve during the "Big Game," why bonds may not be the safe i

Why I Didn't Pay My Mortgage Off In Full

Getting out of credit card debt, paying off all student loans, and paying off their mortgage in full ASAP is the #1 goal of almost every personal finance blogger on the Wise Bread

Used Toyotas Are Being Discounted. Would You Buy One?

Recently Toyota Motor Corp. has been plagued with bad news as it recalled millions of cars and stopped selling several of its products affected with braking issues. These problems

How to File For Bankruptcy

Bankruptcy is the last resort to dealing with debt: when a person finds himself in so much debt that paying it off simply isn't an option, bankruptcy can be the only way to handle

The 10-Step Staircase to a Comfortable Retirement

The secret to saving enough for retirement is simple. Start early and increase the amount you save over time. For many people the hardest step on the journey is that first one.

Online Tax Payment and Filing for Small Businesses

The IRS wants businesses to pay their taxes online, as well as file their taxes online. It's faster, eliminates the need for the IRS to have people open envelopes and process pa