Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 234)

How to Optimize Your Computer

The Consumerist did a great job exposing Best Buy’s Optimization services scam last week but the real gem, besides having another reason not to buy computers there, was in the end where they listed free tools you could use to optimize your computer. First, before you download or run any tools, use the ones that come free with Windows – Disk Defragmenter, Disk Cleanup, etc. […]

Your Take: How Do You Evaluate Brokers?

Charles Schwab announced today that they would be charging a flat $8.95 per online equity trade regardless of the customer’s account size or the number of shares traded, down from $12.95. […]

Life Insurance Benefits Aren’t Taxed (Usually)

I was poking around on the internet the other day when I saw one of those morbid life insurance policy ads. You’ve probably seen them before too. They usually have someone kneeling at a grave or a kid wearing all black at a funeral. […]

SmartyPig Review

Not too long ago, when SmartyPig first debuted, I complained about how high SmartyPig’s fees were. I wasn’t the only one and shortly thereafter, they dropped many of those fees and restructured their program a bit. I think it’s a testament to their openness to feedback and willingness to adapt to their customer’s needs. So what exactly is SmartyPig? […]

4 Eco-Tips For A Wonderful New Year

As the New Year kicks off to a start many of us are taking the opportunity to take stock, examine and make changes. For many this can be somewhat of a painful process. […]

First Beg, Then Borrow, Then Buy

When we needed to replace the tile floor in our master bathroom, we went to Home Depot to buy all the necessary supplies. The hardest part about replacing a tile floor is cutting the tiles! You can buy an inexpensive tool that you can use to score and snap tile, but I found that it failed miserably (I wasted half a dozen tiles). That’s why they invented the wet ceramic tile saw! The solution? […]

Watch Out for New Credit Card Fees

With the Credit Card Act of 2009 looming, its rules will go into effect in February, credit card companies are starting to institute more fees ahead of the rules changes. A new Wall Street Journal article cites several of these new fees including $1 processing fees for printed statements, reduction in rewards programs, and fees for inactive accounts. […]

Buying a House with Redfin Experience

For the last few months, my wife and I have batted around the idea of buying a new home. There’s nothing wrong with our current home but we’d really like a place that had some character to it. A place that was slightly bigger and one that wasn’t quite cookie-cutter (we’re in a townhome now, so we’re identical to everything around us). […]

Why I Dislike Real Estate as an Investment

There are two parts to any investment – cash flow and equity appreciation. Cash flow refers to how much money the investment generates and equity appreciation is how much the investment itself grows in value. […]

Opt Out of Credit Card Internal Marketing

We recently received a new Privacy Notice from Citi for 2009, which looked a lot like this online form, and never really appreciated how marketing happens behind the scenes. […]