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Latest Posts from No Credit Needed

Top 10 Ways To Save Money

Looking for some ways to save money?  How about ten ways?  Cool.  Check out my Top 10 Ways To Save Money – Click the links to read individual articles about each tip! Number 10 – Cook and Eat at Home Eating out is expensive, especially for families.  Shop wisely for groceries and eat at home. Number 9 – Give Up Hobbies This can be a tough one, but giving up hobbies (at least temporarily) can save […]

Top 10 Ways To Save Money

Looking for some ways to save money?  How about ten ways?  Cool.  Check out my Top 10 Ways To Save Money – Click the links to read individual articles about each tip! Number 10 – Cook and Eat at Home Eating out is expensive, especially for families.  Shop wisely for groceries and eat at home. Number 9 – Give Up Hobbies This can be a tough one, but giving up hobbies (at least temporarily) can save […]

Paying Off Our Mortgage Early – Update With Chart

My wife and I financed the purchase of our new home five years ago.  We are working hard and paying off our mortgage early.  Our goal is to own our home in less than ten years. I use a simple pie-chart to track our progress. Having a visualization keeps us motivated and excited about the progress we are making. We purchased our home in February of 2010. […]

A Super Simple System To Organize Bills And Paperwork

I have been using this super simple system to organize bills and paperwork for years.  I like this system because it only takes me a few minutes to either file or find bills or paperwork. I can file an entire month’s worth of bills and paperwork in less than five minutes.  Like I said, this system is super simple. Some our bills arrive via email, but a number of them still arrive via regular mail. […]

Getting Ready For A New Financial Year

I’ve taken the time today to do a little financial housekeeping, getting ready for a new financial year. I reconciled the balances in our various checking and savings accounts.  All checks written have cleared and transactions have posted.  If you are a financial nerd like me, you know that’s awesome. I then updated our inventory of financial accounts - taking the time to update account passwords […]

Getting Ready For A New Financial Year

I’ve taken the time today to do a little financial housekeeping, getting ready for a new financial year. I reconciled the balances in our various checking and savings accounts.  All checks written have cleared and transactions have posted.  If you are a financial nerd like me, you know that’s awesome. I then updated our inventory of financial accounts - taking the time to update account passwords […]

How To Save Money In The Kitchen

I am a big fan of using a combination of coupons and a grocery price-book to save money when buying groceries.  I am also a big fan of saving money in the kitchen, after those groceries have been purchased.  Here’s how to save money in the kitchen – and minimize those costly trips to the grocery store. These tips work for our busy family of 5.  There are no professional organizers in this bunch! I […]

DIY Distressed Wood Mantel – Get The Rustic Look For Less

I am a huge fan of DIY projects – especially DIY projects that save me money.  Brian from the The Wildman Project youtube channel created this awesome DIY Distressed Wood Mantel and it looks great. He was able to create the look of distressed wood, with just a few tools and some lumber from a big-box store.  Awesome. If you are interested in tackling a similar project, I have included links and a […]