No Credit Needed

Debt Reduction Rocks - We Are Living Debt Free!

Press Mentions of No Credit Needed

Mentioned in NY Times, Interviewed on Oprah Radio (Jean Chatzky Show), Clark Howard WSBTV Show, Money Magazine, and more.

Advertise with No Credit Needed

No Credit Needed, a personal finance blog with over 4000 subscribers, averages 40,000 unique visitors per month and over 75,000 page views per month. Advertisers looking to reach people who are interested in debt reduction, banking, insurance, credit cards, financial information, retirement, investing, stocks, budgeting, and credit management, have come to the right place.

More info at NCN's advertiser page

Latest Posts from No Credit Needed

Pay Down Credit Card Debt

I started No Credit Needed as a place to track our progress while getting out of debt.  Here’s what we did to pay off our credit card debt, step-by-step: We created a zero-based budget. We established a savings account for our $1000 emergency fund.  While getting out of debt, we had two mini-emergencies and were very thankful for our emergency fund. […]

Pay Down Credit Card Debt

I started No Credit Needed as a place to track our progress while getting out of debt.  Here’s what we did to pay off our credit card debt, step-by-step: We created a zero-based budget. We established a savings account for our $1000 emergency fund.  While getting out of debt, we had two mini-emergencies and were very thankful for our emergency fund. […]

How To Quickly Sort And Organize A Room

As i mentioned yesterday, we are getting ready for a multi-family yard sale.  I thought folks might like a little more information about how we sort through our stuff and organize a room.  Our goal is to have a functional, comfortable space. Let’s start with the kitchen – home of the dreaded junk-drawer. […]

How To Quickly Sort And Organize A Room

As i mentioned yesterday, we are getting ready for a multi-family yard sale.  I thought folks might like a little more information about how we sort through our stuff and organize a room.  Our goal is to have a functional, comfortable space. Let’s start with the kitchen – home of the dreaded junk-drawer. […]

Getting Ready For A Yard Sale

We a planning to participate in a multi-family yard sale the first Saturday in August.  I’m pumped.  We should be able to make a few bucks, get rid of some clutter, and better organize our home. […]

Getting Ready For A Yard Sale

We a planning to participate in a multi-family yard sale the first Saturday in August.  I’m pumped.  We should be able to make a few bucks, get rid of some clutter, and better organize our home. […]

Money And Our Summer Vacation

My family and I recently returned from an awesome week at the beach.  The weather was great – not too hot, but warm enough for swimming and hanging out at the beach.  We had a blast. Each year, we visit that same area – but shop around for the best deal on a local condo.  This year, we found an amazing, three-bedroom, three-bathroom condominium, just across the road from the beach. […]

Money And Our Summer Vacation

My family and I recently returned from an awesome week at the beach.  The weather was great – not too hot, but warm enough for swimming and hanging out at the beach.  We had a blast. Each year, we visit that same area – but shop around for the best deal on a local condo.  This year, we found an amazing, three-bedroom, three-bathroom condominium, just across the road from the beach. […]

What To Do With A Tax Refund

My wife and I filed our taxes this evening.  The process was pretty straightforward and only took a few hours.  We have a small refund heading our way – we plan to use it to help rebuild our long-term cash savings. Over the years, we have used our tax refunds for:- funding our emergency fund, purchasing furniture for our new home, paying off credit card debt, and going on vacation. […]

Paying Off Our Mortgage – Update For February 2017 With Chart

My wife and I are working to pay off our fixed-rate, conventional, fifteen-year mortgage. Our goal is to eliminate our mortgage debt in less than 10 years.  We have been paying off our mortgage for 7 years now – and it’s cool to see more and more of our monthly payment go towards our principal.  I use a simple pie-chart to track our progress – and post our updates here at No Credit Needed. […]