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Bargaineering

Bargaineering is a blog that chronicles my personal finance life and where I discuss matters of shopping, insurance, investing, retirement, loans, credit cards, mortgages, bargain hunting and other issues in my life.

Latest Posts from Bargaineering (page 5)

Why Does Capital One Have So Many ABA Routing Numbers?

Published Thursday, April 18, 2013 - 07:15 by Bargaineering

What happens when banks buy banks? You get a mess of ABA routing numbers. In a process that is years in the making, I’ve been consolidating more accounts I no longer need. This time, my Capital One Banking account is the one that is getting the ax. I opened the account years ago because of a Costco promotion that gave it a pretty good interest rate. […]

Retirement Account IRA Cap Proposal in Obama Budget

Published Thursday, April 18, 2013 - 07:05 by Bargaineering

There were two major headlines (so far!) from President Obama’s budget proposal – using Chained CPI for Social Security and a cap on retirement accounts. Many places have cited the cap as a $3 million cap but in reality it’s a calculation. The limit is based on how much you could get from your retirement account if you converted it to an annuity. […]

5 Tips for Getting a Job After College

Published Wednesday, April 17, 2013 - 12:05 by Bargaineering

Now that you’re done with college, it’s time to get a “real” job. But how can you get the right job for you? The current market is tough, and you will need to make sure that you have an edge. It’s vital that you show potential employers that you are the right fit. Here are 5 tips that can boost your ability to find a job after college: 1. […]

What’s the Difference Between a Termination versus a Layoff?

Published Wednesday, April 17, 2013 - 07:27 by Bargaineering

I got into a discussion last week with a friend about the difference between a “termination” and a “layoff.” Fortunately, neither one of us is dealing with it and so it was more of an academic discussion. […]

Could an Associate’s Degree be More Valuable than a Bachelor’s Degree?

Published Tuesday, April 16, 2013 - 12:06 by Bargaineering

In recent years, there has been discussion over whether a college education is worth it. Indeed, in some cases, it turns out that going for a graduate degree might not be worth the cost. Recently, though, even the value of the bachelor’s degree is being called into question. […]

Where to Find Free Checking Accounts Now

Published Tuesday, April 16, 2013 - 07:08 by Bargaineering

A few years ago, during the depths of the credit crisis and new legislation, banks were scrambling for ways to generate more revenue. With there long time friend Mr. Overdraft gone (and the ability to re-order it to increase fee revenue), many experts predicted the death of the free checking account. […]

Will Gen Y Be Ready for Retirement?

Published Monday, April 15, 2013 - 12:06 by Bargaineering

One of the questions facing the members of Gen Y is this: Will I be ready for retirement? There are a number of challenges facing Gen Y (roughly defined as those between 18 and 34 right now), and many of these challenges are making it difficult for members of Gen Y to plan for retirement. […]

How to Save Money at Baseball Games

Published Monday, April 15, 2013 - 07:01 by Bargaineering

Last week, I shared a few tips on how to save money getting baseball tickets and today I want to talk about how to save money once you get into the ballpark itself. Baseball is a nice casual sport to watch when you want to hang out in the sunny outdoors without being glued to the action going on in the field. […]

Your Take: TurboTax Lobbying Against Simple Tax Filing?

Published Friday, April 12, 2013 - 07:15 by Bargaineering

On pretty much the eve of tax day, imagine a world in which the IRS mails you a prepared return and all you needed to do was review and sign it? It’s estimated that tens of millions of taxpayers would be able to use it, save around $2 billion and 225 million hours of preparation time. […]

Estate Planning for Young Couples

Published Thursday, April 11, 2013 - 12:15 by Bargaineering

“Too many people believe that estate planning is simply for ‘old people’ or ‘rich people,’” says Eido Walny. Walny is the founder of Walny Legal Group, a firm that specializes in estate planning and asset protection. “Regardless of demographic,” he continues, “there are several important parts to an estate plan that would be critically important to anyone over the age of 18. […]