Home › Wise Bread

Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 18)

5 Things to Know Before Adding Someone to the Deed

Published Tuesday, December 11, 2018 - 05:00 by Wise Bread

Sharing is caring — at least that's what has been drilled into our minds. And for the most part, it's true. However, if you're contemplating making the ultimate step in sharing — adding someone to the deed on your home — it's a good idea to consider the consequences. It's... […]

Questions First-Time Homebuyers Should Ask: Highlights from Our Chat With Ilyce Glink

Published Thursday, December 6, 2018 - 19:41 by Wise Bread

Ilyce Glink joined us for our #WBChat on December 6th to share insights on questions first-time homebuyers should ask. Our #ThinkGlink #WBChat featured wonderful tips and Ilyce's expertise helped our chatters learn more about questions first-time homebuyers should ask. In total we had 72... […]

5 Things Keeping You From a Life of Financial Independence

Published Thursday, December 6, 2018 - 05:00 by Wise Bread

Financial independence can mean different things to everyone. A 2013 survey from Capital One 360 found that 44 percent of American adults feel that financial independence means not having any debt, 26 percent said it means having an emergency savings fund, and 10 percent link financial independence... […]

Join Our Tweetchat on Thursday 12/6 at 12pm PST/3pm EST for a Chance to Win $100 in Prizes!

Published Wednesday, December 5, 2018 - 19:52 by Wise Bread

Join our Tweetchat Thursday, December 6th at 12pm PST/ 3pm EST for lively conversation and a chance to win one of two $50 gift cards, or one of two Kindle copies of 100 Questions Every First-Time Homebuyers Should Ask! Use #WBChat and #ThinkGlink to participate. This week's topic: Questions... […]

5 Ways Gig Economy Workers Can Save for Retirement

Published Wednesday, December 5, 2018 - 05:00 by Wise Bread

We are in the midst of a major economic shift. While workers in the past could expect to keep a stable job with a traditional employer for decades, workers of today have found they must either cobble together a career from a variety of gigs, or supplement a lackluster salary from a traditional job... […]

Ask the Readers: How Do You Stay On Budget During the Holidays?

Published Tuesday, December 4, 2018 - 05:30 by Wise Bread

Editor's Note: Congratulations to Nidz, Adeline, and Mami2jcn for winning this week's contest! The holiday season can be a really expensive time of year! The cost of gifts, decorations, holiday travel, and meals with friends and family might leave your wallet out in the cold before the new year... […]

Should You Refinance Student Loans With a Balance Transfer Card?

Published Monday, December 3, 2018 - 05:00 by Wise Bread

As of early 2018, the average student loan debt for 2017 graduates was $39,400. That's a 6% bump from the year before, notes Student Loan Hero. Collective student loan debt nationwide is also up to $1.48 trillion across 44 million borrowers. With stats like these, it's no wonder students are... […]

6 Ways to Avoid Scams When Selling Your Stuff Online

Published Thursday, November 29, 2018 - 05:00 by Wise Bread

These days, selling items you no longer want or things you've made has become easier and more lucrative than ever before. We no longer have to hold yard sales every week, or pay for classified ads in newspapers. With eBay, Amazon, Etsy, Craigslist, and so many other outlets available, you have the... […]

Join Our Tweetchat on Thursday 11/29, 12pm Pacific for a Chance to Win Prizes

Published Wednesday, November 28, 2018 - 20:01 by Wise Bread

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win one of two $10 Amazon GCs! Use #WBChat to participate. This week's topic: Earning Extra Mone During the Holidays! Learn about companies hiring seasonal workers, using your hobbies and skills to... […]

How to Deal With a Partner Who Is Too Controlling With Money

Published Wednesday, November 28, 2018 - 05:00 by Wise Bread

You share a home and a bed, but when it comes to your bank account, do you feel like your spouse is holding back? Living with a spouse who is too controlling over money can make you feel trapped rather than an equal partner in the marriage. It doesn't have to be this way. Here are some suggestions... […]