There's been a ton of debate over whether or not The Secret is worth your time, so let's put it to rest right now: The Secret really does have a "secret", but most of us are missing it.

For those of you that aren't familiar with The Secret, its message isn't really new. In fact, there's some world-renowned self-help gurus that have been preaching about manifestation for years.

And this is where the debate begins: are we really to believe that we can simply manifest things into our lives? That if we "desire" wealth, then wealth we shall have? That everything that happens to us is the result of our own thoughts, whether conscious or otherwise?

Well, yes and no.

See, some people read this and say, "ok, so all I have to do is meditate on money and I'll get rich".

Um..no.

And yet others read this and say, "oh, please... I didn't ask for the flat tire. I didn't ask to have the flu and I certainly didn't ask to work a crappy job for minimum wage."

And I see your point. I wouldn't ask for those things either.

But the secret to manifesting money (or anything else for that matter) isn't some magic mojo that makes good things just "appear" in your lap.

Quite the contrary, the idea behind positive thought is that it motivates you into positive action. And with positive actions, you're much more likely to see some positive results.

Years ago, my husband and I went to the West End in downtown Dallas to enjoy a leisurely lunch and just walk around. If you've never been to the West End, it was a little self-contained area full of retail shops, bars, restaurants and even a movie theater. The roads were brick and cars weren't allowed on the main street so you could just walk up and down without worrying about getting ran over by some guy trying to make the light.

Anyway, as we were coming out of the restaurant, we noticed a large group of people standing in the street cheering and clapping. Curious, we ventured over to see what was going on.

At one end of the crowd was a stack of cardboard boxes and I mean, they were stacked - maybe 8 foot high. At the other end of the crowd was this guy - shorter than me (I'm 5'6"), hunched down like a runner might be while waiting for the race to start.

Everyone's yelling and we're standing there trying to figure out why. And then it hits me:

He's going to try and jump those boxes.

No way, I'm thinking. There's just no way.

The guy jumps up and down a few times then takes off running. About halfway, he launches into a couple of flip-flops (head over feet over head), hits the ground hard with his feet and jumps into the air, somersaulting over the boxes.

The boxes never moved.

My point? Well, besides the fact that it makes for a really good story, the only difference between me and that guy was that I looked at the boxes and said "no way". But he looked at them and said, "yeah, I can do that."

Yes, he probably had quite a bit of practice but he had to have that positive perspective in order to even attempt it. I've wanted to do an aerial (cartwheel with no hands) since I was in grade school yet I never really put any effort into making that little wish a reality for me. Obviously, visualizing myself doing such an impressive feat is nice but if I really want to add this little trick to my resume, I'll need to go outside and physical practice until I get it right.

And the same is true here.

Manifesting wealth doesn't stop with a little meditation or a money-oriented mantra. The idea of "drawing wealth to you" doesn't necessarily mean that a million bucks will just magically appear in your bank account. And if it does, you might wait on spending it... I hear the banks are pretty good about finding those kinds of errors lickity split.

What it does mean however, is that maybe you begin to attract new opportunities to increase your income and thereby grow your overall wealth. Maybe you get a new job offer. Maybe you make the leap and launch that online store you've been talking about. Or maybe you just get really committed to saving and paying off your debts. In any case, you're going to see some positive results.

Yes, to manifest wealth or anything else for that matter, you must first believe that you deserve it. Why? Because if you don't stop that nagging little voice in your head that can't stop whining about how bad everything is, you're never going to be able to approach life with a fresh perspective. This is where the meditation and positive thinking comes in. You are literally "opening" yourself up to new possibilities. You are saying to yourself and the Universe that you're ready to start living again instead of just going through the motions.

But this is where most people stop.

They've meditated. They've practiced some positive self-talk and then they wait. Anyday now... money is just going to start falling out of the sky. It will... I visualized it so it will happen.

Unfortunately, when it doesn't rain money, they get discouraged and one of two things happens: either they meditate harder (I'm just not doing it right) or they throw in the towel and come away with an even poorer outlook than they had going in (see? even the Universe is screwing me over!)

What they should do instead is start looking for ways to turn those visualizations into real actions.

This is what our greatest mentors have meant when they said "I make my own luck".

You make things happen. You look for new ways of doing things and new ideas that could put you a little further along on your metaphorical path. You open yourself up to the notion that "anything is possible" and at some point you realize that anything is.

And that is when things will start to happen.

Not because you visualized them in your head but because you put yourself in a position to take advantage of new things when they come along.

So, what does all this have to do with "living large on a small budget"?

Well, maybe the budget doesn't have to be so small after all. Maybe "living large" also includes getting the most out of life which would certainly be achieved by taking new risks and opening yourself up to new opportunities.

Or maybe, just maybe, it really is an essential step in arranging your rich. After all, how many millionaires do you know who got that way by thinking "I can't"?