Inflation is to cart as COLA is to horse

I suppose in some ways it might look like zero inflation is bad for you.  After all: Social Security checks don’t go up. Marginal tax bracket cutoffs don’t go up. The standard federal income tax deduction doesn’t go up. Interest rates on savings accounts are in the basement. Etc., etc., etc. These bad things are all distractions from what’s really happening. […]

Your Money Values: How Do You Value Your Money vs Time?

What will you do for money? How far will you go? Now that I have progressed to the point where I am saving in just about every area of my financial life, from time to time, I hit certain “crossroads” where I am not sure if I am crossing the line into areas that are [...]Your Money Values: How Do You Value Your Money vs Time? Copyright 2011 TheDigeratiLife.com All rights reserved. […]

Ask the Readers: What's Your Best Post-Holiday Purchase? (Chance to win $10!)

By Linsey Knerl ****Congrats to our winners! Comment #11 90% off Christmas items Submitted by K on December 22, 2009 -  I wait it out....and then tend to stumble on the 90% off stuff. My husband needled me to buy more wrapping paper last year....we now have enough for the next 3 decades! […]

The Basic Law of Frugality

April’s post this morning about renting designer purses and other luxury items raised a few eyebrows. Because the focus here at Get Rich Slowly is on frugality, it’s not often that we delve into the world of high fashion. In the comments, for example, Ami wrote: I thought this was the Get Rich Slowly site, not the fritter your money on fripperies site. […]

Six Great Free Games to Dig Into Over Your Holiday Break

One of my biggest time management weaknesses is gaming. I love taking breaks to try out a new free computer game. […]

‘Tis The Season To Get A Speeding Ticket! Are You Next?

By Paul Michael Yes, speeding tickets suck. And yes, they’re also a necessary deterrent; they come not just with fines and points on your license, but insurance rate hikes. This is also the time of year when more speeding tickets are issued, and you may be more likely to get one based on a few factors. So, why is this time of year open season on drivers? […]

Win a Free Copy of You Need a Budget!

I am giving away a copy of You Need a Budget! We'll start with a testimony from a YNAB user. Here goes: “…for the first time in years, we had a positive balance of £160 in our account at the end of the month. A month or two later, that figure was £400 and then went up to £600.” Good stuff, huh? Here's how the giveaway will work: 1. […]

Borrow Money With Prosper & Lending Club

Earlier this year, I hosted a guest post by Jonathan sharing his experiences with borrowing money from peer to peer lending network Prosper. Just recently, I received the following email from a reader singing their praises: I’ve borrowed twice now from Prosper and I love it. The first loan was $7000 at 8.65% for three years and the most recent was $8000 at 9.65% for three years. […]

Marriage and Wealth

In the book The Difference: How Anyone Can Prosper in Even The Toughest Times, author Jean Chatzky lists some interesting information from a 2006 study published in the Journal of Sociology as follows: Married individuals had nest eggs 93 percent larger than single or divorced folks. […]

Best Deals for Tuesday 12/22/09

Pokemon Mystery Dungeon: Explorers of Time for DS $17.98 Victoria's Secret Sale: Up to 60% off Free $4 Credit from Amazon Video On Demand CVS Printable Coupon: $5 off a Purchase of $20 Mr. Potato Head Spud Buds $1.99 after coupon at KMart […]

Getting Out of Debt: Make That New Year’s Resolution Work

Along with losing weight, getting out of debt is the most popular New Year’s resolutions in the United States. In general, this resolution like all others tend to be forgotten within weeks. If you resolve to getting out of debt this coming year, here are some ideas for not losing sight of that goal. Don’t focus on zero debt, focus on financial freedom. […]

7 Tech Tools to Supercharge Your Productivity in the New Year

By Linsey Knerl This article is Wise Bread's contribution to Life Scoop, where ordinary people learn how to make surprising things happen with technology. We all want to work better, faster, and smarter. Thanks to the ever-changing tech landscape — we can! We’ve highlighted some of the best tools available to help you make a good impression and meet your goals in 2010. […]

Last Minute Holiday Gift Ideas For the Financially Challenged

There’s nothing like waiting until the last minute to do your holiday shopping.  Holding out for the sale of the century often results in you having to rush around like a mad man (or woman!) to find the most sought after gift items of the season.  Adding overnight shipping charges or driving to thirteen different retailers isn’t the best way to be economical.  Here are a few last minute holiday gi […]

Spending Choices and Deeper Psychology

Christmas has always been a challenging time of the year for me. During various years, within a week or two on either side of Christmas, my grandfather (who I cherished) died of cancer, a great uncle that I was very close to also died of cancer, and one of my cousins who was exactly the same age as me committed suicide. The Christmas season is thus bittersweet for me. […]

Gifts That Avoid Both Extra “Stuff” And Clichés

There comes in a time in a person’s life when they have everything they need. While not necessarily rich, the house is well-furnished and they’re not hurting for clothes. […]

Where Dividend Stocks Fit in Your Portfolio

“The only thing that gives me pleasure is to see my dividend coming in.” –John D. Rockefeller. I’ve been taking a look at dividend stocks lately, if recent post about how dividend stocks rock is any indication, because of how dividends are taxed. […]

Lifestyle of the Rich and Famous…on Lease

This post is from GRS staff writer April Dykman. Most of us, at one time or another, have seen a photo of a celebrity with an “it” bag, even if just in tabloids at the supermarket check-out. Most of the time they are over-sized totes, logo prominently displayed, on the arm of an actress or pop star. […]

Get Focused on Your Finances

It’s easy to complain when you don’t reach your goals, but it takes real commitment to figure out what you can do to improve your situation – and then to act on it. […]

Gift Giving at Work

Here's a piece from the Wall Street Journal that suggests we all need to give gifts wisely at work during the holiday season. Two examples of what they say does not work are: A Victoria's Secret gift card for the cute gal who works in the neighboring cubicle. A dictionary for the new co-worker whose misspellings on email you've had to correct. […]