May 15, 2009

Dollar Savings Direct By Emigrant Bank Offers High Returns

“High returns” these days aren’t what they used to be (in some cases, it may mean “breaking even” if you consider how the stock market’s been behaving lately). […]

President Obama’s Financial Disclosure

In a move should sound familiar to readers who have been with Consumerism Commentary since 2003 and to those who have noticed my monthly personal financial reporting, the President and Vice President have used the White House blog to provide updates on the financial condition about each of the Executive Branch families. President Obama and his wife Michelle seem to prefer investing in the Vanguard […]

Maybe the Latte Factor is Now Less of a Factor?

Personal finance author David Bach made the "latte factor" an almost ubiquitous term in the money management community. His idea was that if you cut out lattes (or other small amounts of spending) on a daily basis that you could save a boatload of money, invest it, and grow rich (or at least better off.) But that was back when lattes were $5 a pop and people were drinking two or three a day. […]

Tomatoes & Celery Taught Me How To Save More Money

An assortment of organic vegetables taught me how to pay myself first. Thursday was payday, and I treated myself to a pint of organic cherry tomatoes, a small container of humus dip and celery -- all sale items. I added a handful of round crackers to the mix.My lunch plate was inviting with the bright red tomatoes, the green stalks and the pale blond humus. […]

Some Thoughts on the Tightwad Gazette’s “Flexible Casserole Recipe”

Although I love cooking interesting and complex meals for my family, the reality of life is that many nights, the time for meal preparation is sandwiched tightly between my work, my son’s soccer game, a community meeting, a promise to draw pictures with my daughter, and a pretty firm eight o’clock bedtime. The easy solution is to go out for dinner - or, even quicker (and less healthy), order some […]

Friday Finance Findings for May 15th

Sorry about the infrequent updates around here lately, it’s just been one of those weeks. Friday couldn’t have come soon enough. But, it’s finally here and I’m looking forward to a relaxing weekend. […]

How to Improve the 401k

After our recent discussion on blaming the 401k for many of the retirement savings problems existing today, I found this article that suggests how we can fix the 401k to make it better, revamp it completely, or even do away with it. The options they present: Make 401(k) plans automatic. Most people agree that, given enough time, 401(k) accounts can recover from market losses. […]

40 Most Useful Travel Websites That Can Save You a Fortune

By Lynn Truong Welcome Stumbled Upon & Delicious Users: You may also want to check out our 180 + Best Money Saving Tools. Traveling doesn't have to break the bank (in fact, you can travel for free), and there are plenty of places that'll help you find the best vacation for your budget. Get discounts and the insider scoop with these great resources. […]

Who Can Invest at Lending Club?

In the comments of the $100 Lending Club giveaway, Reader Barry said it would’ve been nice if I had notified you all about the restriction on Lending Club investors. Well Barry, you asked and thus you shall receive! There are two parts to Lending Club. […]

I'm in the Buy and Hold Hall of Fame

Ok, so this is a blatant attempt at getting free links from larger-sized blogs, but I'm a sucker for a compliment so I'm falling for it. :-) ETF Database lists the Buy and Hold Hall of Fame as follows: Real Life Buy and Hold Legends Warren Buffet Charlie Munger Benjamin Graham John Bogle Sir John Templeton Web Buy and Hold Legends FMF J.D. […]

Insurance Companies Now Qualify for TARP Bailout Money

Even though they are not bank holding companies as originally required for the original qualifications for receiving bailout money from the public, six insurance companies will now have the option of receiving this money. […]

Best Deals For Friday 5/15/09

By Paul Michael Today's WISEBUY. Up to 80% Off Designer Shoes at Over 200 pairs are at least 50% off. Pad your order over $25 to qualify for free shipping; otherwise, shipping adds $4.98.   1. FREE Controller Steering Wheel For Wii (pay only $5.99 s/h) - APPLY CODE FREENWII Add more realism to the Wii racing games with this attachment handle. […]

Seven Steps Towards Minimizing Your Junk Mail and Unwanted Calls

One big disadvantage of bargain hunting, being politically active, and researching personal finance products is that I often end up o a lot of mailing lists and calling lists. And they’re distracting. […]

How to Find Freelance Clients: Part Three

By Debbie Dragon Previously, this series for finding freelance jobs covered what you needed to do to prepare yourself for freelance life in Part One; where to find the clients in Part Two; and in the last article of this series - I'll give you some tips for actually applying or bidding on the freelance jobs you find. How to Apply or Bid for Work Applying for freelance work is an art form in itsel […]

Credit Cards and Guns in National Parks

While the Senate is working hard to put together their version of the Credit Cardholders’ Bill of Rights some Senators are taking the opportunity of a sure-to-pass bill to tag on unrelated amendments. […]

Ask the Readers: How Do You Choose a Mortgage Broker?

For most of us, buying a home is the largest purchase we’ll ever make. There can be a lot of pressure to get things just right; you don’t want to pay more than you have to. A good broker or lender can help — but how do you find a good broker or lender? That’s what Erin wants to know: My husband and I are in the market for a house as first-time homebuyers. […]

Hey Boss, Please Don’t Bother Me, I’m Daydreaming

By Fred Lee The next time your boss scolds you for daydreaming on your job, give him a piece of your mind and let him know that you’re actually hard at work. In a recent study our of British Columbia, researchers discovered that when we daydream, contrary to popular perception, our minds are actually hard at work, particularly in areas associated with complex problem solving. […]

Pay Off Mortgage Early? Or Invest?

Should you pay off your mortgage early? Or should you focus on investing with your spare cash? This is one of the most hotly debated topics in personal finance, with vocal proponents on both sides. […]

How to Increase Your Salary

Here's a comment left on my post titled How to Have a High Net Worth that's a response to a question about how to increase your salary. I think it's excellent advice and wanted to share it with you all: For someone starting out, I'd say focus on delivering a strong multiple of your salary in measurable value to your company. […]

Star Money Articles and Carnivals for the Week of May 11

For weekday updates of what I find to be some of the most interesting personal finance articles on the web, follow me on Twitter. For now, here are some pieces I found especially worthwhile. After that, I have a list of the carnivals Free Money Finance was in this week and my posts that were included: BripBlap says America loves entrepreneurs. […]