November 16, 2009

Best Student Credit Cards For College Students

Should your college student own a credit card? That’s an interesting question that many parents dwell upon. This much is true: applying for and finally receiving that first credit card is a big step for any individual. I believe that it can be helpful for someone to become exposed to using a credit card early (with caveats), depending on how “ready” for this exposure the individual is. […]

The Personal Finance Hour, Episode 27: Banking for Fun and Profit

On today’s episode of The Personal Finance Hour, I’ll join Jim from Bargaineering to discuss the wonderful of banking. We’ll talk about online banks, offline banks, high interest savings accounts, current CD rates, and more. (We’ll also talk about how to optimize your accounts.) This show will air live at 3pm Pacific (6pm Eastern). […]

PFHour #27: Banks, Banks, Banks!

It’s Monday and that means we have another episode of the Personal Finance Hour where JD of Get Rich Slowly and I will discuss banks! […]

Getting Free Stuff at Walgreens

By Linsey Knerl This article shares tips from the 13th episode of Dealista, our new podcast that'll help you get more for less. Click play to listen, or subscribe via iTunes to take the episode with you! Download episode mp3 | Check out show archive We’ve loved getting free stuff from national pharmacy chain Walgreens for some time. […]

Have You Ever Taken Risks to Try and Improve Your Career?

If you've been a reader of Free Money Finance for more than 15 seconds you've heard me talk about the importance of managing your career. […]

What Are You Buying When You Buy a Car?

Over the last few months, I’ve been slowly shopping for a minivan to replace my truck. Since the truck will not seat three young children safely (I could jam them in there in an illegal fashion), I will have to replace the vehicle by April at the latest. […]

The Economy Triggers a Rebirth of the Entrepreneurial Spirit

Over the next couple of weeks, six finalists will be auditioning for the opening of “staff writer” at Consumerism Commentary. Each will be providing two guest articles to share with readers. […]

Boost Morale & Fill Time by Volunteering

One of the hardest things about unemployment is filling up the hours of the day. It doesn’t matter how focused or industrious you are about finding a job, you can only send so many tailored resumes, so many masterfully crafted cover letters, and call so many offices before you get emotionally and physically drained. […]

Best HSA Custodian?

As a followup to my earlier post about high deductible health plans, I’m curious if you guys have any recommendations when it comes to health savings account (HSA) custodians. My employer has picked one, but their terms aren’t great (too many fees) so I’m thinking of looking elsewhere. As I noted previously, you’re free to use whoever you want as an HSA custodian. […]

Find A Job, Then A Career

All this nice fuzzy “wait for the right opportunity,” or “you want a career, not just another job” sounds good until your feet are held to the fire. I think a lot of career advice tries to be overly rosy and positive, without a keen eye towards reality. The reality is that when you’re unemployed, your are constantly running into failure on a daily basis. […]

How to Become Wealthy

Here are some interesting thoughts from Stop Acting Rich: ...And Start Living Like A Real Millionaire on how to become wealthy: If you want to become wealthy [the way other wealthy people have], live in a neighborhood where your household is among the top income generators. For example, what if your household's total realized income is in, say, the high five figures? […]

Warning: The Government Mail You Received Might Be a Scam

By Will Chen Con artists are constantly bombarding us with bills that look like official government mail.  It is one of the most effective scams, and there’s a good chance you are already a victim. “33% of all businesses that receive bills in the mail for products or services they never asked for actually pay the bills,” said Robert Siciliano, an identity theft expert and author of The Safety Min […]

How to Become a Successful Secret Shopper and Supplement Your Income

Secret shopping has been given a bad rap lately.  Websites that promise “to pay you to shop” and then make you jump through hoops or sign up for their sponsors’ offers have done damage to reputable companies like Strategic Reflections, Beyond Hello, and Jancyn, who are hired by businesses to evaluate the level of customer service that they receive when frequenting their stores or hiring their serv […]

Best of Money Carnival Now Available

Just a heads-up that the Best of Money Carnival is now up. Congrats to all participants and especially the winning post, Abysmal Survey Results: Americans Don’t Understand Basic Financial Concepts. […]

Best Deals For Monday 11/16/09

By Paul Michael Today's WISEBUY. Figleaves Designer Outlet - Up to 70% Off Everything In Store The Figleaves Designer Outlet takes up to 70% off men's and women's socks, swimsuits, intimates, and more.   FREE SeeHere Custom Christmas Ornament Worth $12.99 Use code mallornament. […]

Way to Save #120: Oven Etiquette

Use energy saving appliances like microwaves, pressure cookers and toaster ovens instead of always using the oven or stove. You can buy ‘em cheap at yard sales. Turn off your electric burner three minutes before the rice or pasta recipe calls for: it’ll stay hot that long. Same with your oven. And if you are [...] […]

For Love or Money: Must It Be One or the Other?

By Nora Dunn In WC Porter's recent article, Do What You Love: Idealistic Nonsense or Good Advice?, you will find an inspirational video and loose analysis of what it takes to do what you love and earn money doing it. But nay saying commenters call the video speaker a huckster, and others challenge the concept that it’s even possible to do what you love (and get paid for it, and still love it). As […]

Reader Mailbag #89

Each Monday, The Simple Dollar opens up the reader mailbags and answers ten to twenty simple questions offered up by the readers on personal finance topics and many other things. Got a question? Ask it in the comments. You might also enjoy the archive of earlier reader mailbags. I’m 34 years old; live and work in Washingon, DC for a non-profit organization I’ve been with for 10 years. […]

Rethink Your Career

Losing your job can be a blessing and a curse. Most people understand the curse part, but few look for the silver lining in the otherwise stormy cloud. When you don’t have the encumbrance of a full time job, a well-charted path, you have the opportunity to do whatever you want. […]

The Madoff Name Premium

On Saturday, an auction in New York featured items once owned by Bernard Madoff. The auction raised over $900,000, beating expectations. Once combined with proceeds from another auction later this week, it’s likely that this money will go to investors who were burned by Madoff’s Ponzi scheme. […]