March 4, 2010

How To File A Consumer Complaint With The Federal Trade Commission (FTC)

Have you ever felt scammed or ripped off? There were a couple of times in my life when I’ve realized that somebody had indeed gotten the better of me and my money. The unfortunate thing is that many scams are conducted by nameless, faceless individuals who are hard to pin down. […]

Money To-Do Calendar: March

The great personal finance book Grow Your Money!: 101 Easy Tips to Plan, Save, and Invest ends with a list of what financial steps we should take each month. They list the March steps as follows: Begin making plans and reservations for summer vacation. Prepare a projection of your expected retirement income and expenses. My take on these: 1. […]

Money To-Do Calendar: March

The great personal finance book Grow Your Money!: 101 Easy Tips to Plan, Save, and Invest ends with a list of what financial steps we should take each month. They list the March steps as follows: Begin making plans and reservations for summer vacation. Prepare a projection of your expected retirement income and expenses. My take on these: 1. […]

Preparing for a Long Decline

On the conference call I had last night with Vicki Robin, one of the listeners (I believe his name was Crispin) brought up an interesting topic of conversation. In a world where globalization is a fact and many jobs can easily be moved anywhere in the world thanks to the power of the internet and the information economy, we’re gradually going to see a global marketplace. […]

Sallie Mae Introduces High Interest Savings Account

This is interesting… Sallie Mae, traditionally a provider of federal and private student loans, has just entered the retail banking world. Their initial products include a high interest savings account and CDs with fairly competitive rates. The current rate on their savings account is 1.35% APY, and their CD rates range from 1.50% APY for 12 months up to 3.00% APY for 60 months. […]

How Much Caffeine Is In That?

By Sonja Stewart Whether you're trying to avoid your own caffeine intake due to breastfeeding, pregnancy, or health reasons, or trying to keep your kids from ingesting more than their fair share, here's a list of a few everyday items and their caffeine content. Coffee Coffee varies in caffeine content drastically, even in the same coffeehouse, on the same day. […]

Best Deals for Thursday 03/04/2010

Save up to 25% on Annie's Homegrown McCann's Steel Cut Irish 28-oz. Tin Oatmeal 4-Pack for $17 + free shipping, more KangaROOS all styles $19.95 Free Sample Beneful Incredibites for Dogs e.l.f.: $25 Restaurant.com gift card with $15 purchase- coupon code RDC2525 […]

H&R Block At Home 2010 Federal and State Tax Software Review

Since I use a CPA to do my taxes, the past two years I've had a friend do a write-up of TaxCut software for me (here's 2008's review and here's 2009's review). We did the same thing again this year (except the software is now called H&R Block At Home), and here is his review. This is my third year reviewing H&R Block’s TaxCut (now H&R Block At Home) tax program. […]

Join Our Tweetchat at 4:00 CST For a Chance to Win Prizes

By Lynn Truong Join our Tweetchat today from 4:00 – 4:45 pm CST for lively conversation and a chance to win prizes! This week, we're talking about ways to save on pet care (food, health treatments, even gifts)! Remember to join us weekly from 4pm - 4:45 pm CST each Thursday for lively conversation and a chance to win Amazon gift card prizes! Use #WBChat to participate.  Thanks for joining :) […]

28 Tips to Save Money on Car Expenses and Save Thousands of Dollars

There Are Many Ways to Save on Car Costs Do you own a car? You probably do, and that means you probably know how expensive it can be. Did you know that the average person will spend over $500,000 on vehicles and vehicle-related expenses over their lifetime. It really starts to add up. […]

Reader Mailbag: More Time for Reading

I find that, whenever I get busy with things in my life, the first thing I cut out is the hour or two a day I spend reading. If I do that for a few days, I begin to intensely miss it. Just yesterday, I was talking to a friend of mine who’s a stellar athlete. […]

5 Fun Ways to Eat Hot Dogs

By Marla Walters Recently, the American Academy of Pediatrics issued a policy statement regarding the choking hazards of hot dogs. I agree that parents need to monitor what (and how) their young children eat. However, hot dogs are a pretty inexpensive meal. While I’d never consider them to be a “health food,” they are inexpensive, and you can buy them in varying degrees of fat/nitrates. […]

Unexpected Income: What Should You Do With a Windfall?

This article is presented by Kelly Whalen, Consumerism Commentary staff writer, who hosts a weekly internet show called the ¢entsible show.Unexpected income is a problem many people would love to have, but it happens more frequently than people realize. […]

Ban Credit Checks for Job Applications

Chris at The Consumerist referenced a story this week about how there are 16 states, including here in Maryland, considering a ban on using credit scores to make hiring decisions. Iv’e never personally experienced this or heard of a friend get denied a job because of their credit score, but this happens enough to warrant 16 states barring the practice. What’s the logic behind credit checks? […]

What is Return of Premium Life Insurance?

Life insurance sucks. If you outlive your policy, you spent a lot of money for not much of anything. If you don’t outlive your policy, well shucks you didn’t waste your money on premiums… but you’re dead. So when my insurance company sent me a package detailing one of their newest offers, a “return of premium life insurance” policy, I was intrigued. […]

What Does It Take to Make You Switch Banks?

This article is by staff writer Adam Baker, whose own blog featured the hit post 42 Ways to Radically Simplify Your Financial Life. When I was 14 years old, I opened my very first checking account at Bank One. That’s where my Dad banked and so that’s where he drove me when I asked to open an account. […]

Two Common Mortgage and Housing Mistakes to Avoid

Like millions of other Americans, my wife and I are upside down on our home mortgage – i.e., the amount we owe exceeds our home’s value. If I had it to do over again, rather than buy with $0 down, I would rent, save money, and buy only after it made more financial sense than renting. If only I could go back in time to alter our decision to buy! […]

When Should Your Net Worth Reach $1 Million?

I get the comment regularly that "$1 million isn't that much money". Yes, it's true that being a millionaire is not what it used to be. […]

Financial Planning Series: How to Make a Budget

This article is the introduction to a multiple part financial planning series called How to Make a Budget (the unboring way). I’m dropping the B-word today. BUDGET! There, I said it. It’s funny how this simple 6 letter word has the power to strike fear into the hearts of some and cause serious indigestion for others. […]