Recent comments

  • Credit Card and Debt Settlement? Would you Consider it? (Your Chance to Win $10!)   16 years 5 weeks ago

    Using a professional, reputable debt settlement company can help consumers reduce the amount of money they owe and the length of time it takes to pay off the debt – often dramatically.

  • How the rich stay rich; a lesson in lateral thinking   16 years 5 weeks ago

    "Lateral thinking". Great post and I believe I am going to put this type of thinking to work in my future ventures. Getting something that we use each day for less than we are right now is another way to be reach success.

  • Exploring Debt Restructuring Options   16 years 5 weeks ago

    Debt consolidation companies combine your multiple debts to different creditors into a single loan, often with a lower interest rate, paid to the consolidation company. While this will reduce the amount of money you will pay back over the life of the loan, it does not actually reduce the principal amount.

  • Credit Counseling: When you Need it and When you Don't   16 years 5 weeks ago

    Consumers who want to substantially reduce their debt should consider their options before contacting consumer credit counseling services. Companies specializing in debt counseling may be working on behalf of the creditors (your credit card companies, etc.). While they may offer you terms that appear attractive, remember that debt counselors may not have your best interests in mind when designing a payoff program.

  • Make Your Own Moon Sand, Dirt Cheap   16 years 5 weeks ago

    I had the same thing happen to me. I bought Play Sand as the recipe said at Home Depot & mixed up a big batch but had a sloppy pile of sand so I added more & more sand & cornstarch. Once I finally thought I had it figured out I soon found after a day or so that it had a horrible smell like sour milk. I don't know why it did this??? ANYONE what to help give me ideas?? Now I am wondering if I can still cover up the smell & salvage this huge batch that my son was looking forward to.

  • 6 Smartphone Apps to Help you Save Big   16 years 5 weeks ago

    I appreciate the concern which is been rose. The things need to be sorted out because it is about the individual but it can be with everyone.The initiative taken for the concern is very serious and need an attention of every one. This is the concern which exists in the
    society and needs to be eliminated from the society as soon as possible.
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    Travel Insurance

  • 6 Smartphone Apps to Help you Save Big   16 years 5 weeks ago

    Really, Hat’s off. Well done, as we know that “hard work always pays off”, after a long struggle with sincere

    effort it’s done. This action proof to be a win, win situation. This is a true art
    work, which will be a success story.There’s usually a good bunch of talent nominated- they just don’t usually

    win.
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    Travel Insurance

  • 6 Smartphone Apps to Help you Save Big   16 years 5 weeks ago

    I appreciate the concern which is been rose. The things need to be sorted out because it is about the individual but it can be with everyone.
    ============================================
    Travel Insurance

  • Make Money Online with Free Videos   16 years 5 weeks ago

    great post! very interesting and it have some creative ideas to be applied.
    could you maybe post your website links? it would be also interesting to learn from you. thanks!

  • 15 Wonderful Uses for Witch Hazel   16 years 5 weeks ago

    wa la

  • Degrees of Frugality: 7 Tips for the College-Bound   16 years 5 weeks ago

    My motivation for staying on task and finishing college in four years? A partial, four-year renewable scholarship.

    So I was tickled pink when my daughter earned a partial, four-year renewable scholarship! Yes, she's on target for graduating on time too : )

  • What You Need to Know About Your FSA   16 years 5 weeks ago

    Heather, thanks for this informative post. My wife and I contribute to our FSA each month. Overall it has been an excellent benefit for us. We've had to do some tweaking on our estimate from year to year, but we seem to have it down pretty good now unless something completely unexpected pops up. Thanks for the tip on sunscreen. Just recently bought some that we'll submit a claim to be reimbursed.

  • Which Baby Products are a Waste of Money?   16 years 5 weeks ago

    Thank you so much for listing baby items NOT to get. Many moms disagree with the list that I personally compiled, but after having 2 kids myself and having discussed the theme with other moms, I feel compelled to share the list. Too many first-time moms feel pressured to buy everything for their baby, even though a lot of it is useless (wipe warmer anyone?).

    I wholeheartedly agree with you on the baby videos but some moms are so adament on how smart it made their babies, without giving themselves any credit!

    Here’s a list that I compiled in my post for you on what NOT to spend money on for your new arrival:
    http://perfectingmotherhood.wordpress.com/2010/06/03/baby-gear-dont-wast...

  • A Crash Course in Offensive Budgeting   16 years 5 weeks ago

    I love the analogy of biking to budgeting! Very helpful and useful information. Luckily, I live in an area for the most part is pretty bike friendly, but you still have a few who don't look out for you, so paying attention is key.

  • Make Money Online with Free Videos   16 years 5 weeks ago

    @TrophyKnife,
    I'm not quite sure what the first part of your comment means. Are you saying that I'm using the "trick" on you or he is using it on me? If it's the former, I have no tricks up my sleeve. I honestly think that these videos offering amazing free content and I really think they are worth watching if you're interested in entrepreneurship. I was personally told by Clay that he wasn't planning on launching Project Mojave again. I have no reason to doubt that.

    In regards to the second part of your comment I'm happy to tell you where I make my money. My site's (Go Green Travel Green) revenue increased over 10-fold after learning about keyword research and seo from Project Mojave. My other major revenue source is a workout video product that I worked with a friend on. He already had a blog with a huge following - we worked together to create several products and had several $10,000+ launches. I was able to put those launches together because of what I learned in PM.

  • 7 Ways to Generate New Leads for Your Side Business   16 years 5 weeks ago

    Nice compact guide. I would add that if you have multiple sites and established credibility with your readers, leverage it in your new projects. They can be your greatest supporters or would atleast be more interested in what you are trying to do than a random visitor. Once you have your 'seed' audience established, acquiring additional leads becomes much easier

  • Dumpster-Diving 101: 6 Strategies for Success   16 years 5 weeks ago

    I loved this article! I found a great piece of art by "branching out" of my comfort zone: http://whiterabbitisme.wordpress.com/2010/06/08/dumpster-diving/

  • 52 Uses for Rubber Bands   16 years 5 weeks ago

    I'm a fidgeter. I like to keep a rubber band on my desk just to wrap around my fingers and to fidget with when I need to keep from tapping my fingers on the desk or bouncing off the walls.

  • 6 Steps to Eliminating Your Debt Painlessly   16 years 5 weeks ago

    Eliminating debt is simple said than done especially if it involves a huge credit and interest rate. A wise move is to seek assistance from debt relief firms. They will be responsible for planning your payment scheme in a way that is easier for you to accomplish. They will also give you useful inputs which you could use to fight off debt.

  • Getting by without a job, part 2--boost income   16 years 5 weeks ago

    I'll repeat what I said a few comments back: "By 'casual' labor, I just meant work where you're neither an employee nor operating a full-fledged small business of your own. Practically all the possibilities I listed require a significant level of skill, if you're to do a good job, and I didn't mean to suggest otherwise."

    It's always been true that creative jobs don't pay as well as other kinds of work, because you're competing with people willing to do them for free. Now, thanks to globalization and the internet, employers can find those people anywhere in the world. It's sad, but I don't see anything to be done about it, except to hope that higher quality work continues to earn a premium over lower-quality work.

  • Getting by without a job, part 2--boost income   16 years 5 weeks ago

    Freelance writing is certainly not casual labor. It requires a hefty vocabulary, dedication, and any decent paying writing project will expect at least a B.A. in English. Not everyone can be a writer. I get upset when I see a lot of bloggers mentioning freelance writing as something "anyone can do" because it isn't. As a result, our industry is in shambles because "writers" work for content mills that pay pennies. Unfortunately, there isn't any sort of freelance writing that pays a half-way decent rate anymore. It takes 20 web articles or more to make what one print article would pay. Print magazines are disappearing. My good friend, a web designer, can also attest that web design is not casual labor: it takes talent and skill. These were once lucrative trades that were more than just "side-income". These were our livings. Now, because of all the "would-be" writers accepting $1-$5 articles, I too, must find another profession.

  • Make Money Online with Free Videos   16 years 5 weeks ago

    So, first you tell us that "zOMG this amazing product will never be offered again". Then you tell us you learned that very same trick, getting people to think they're getting a good early deal, from him.
    And how come when people say that they've made so much money with their online business, why don't they ever say what/where the business is?

  • How a Solid Credit Score Saves You Money   16 years 5 weeks ago

    I agree with what you are saying but sometimes you have no choice in missing payments or being late with them, simply because you haven't got the cash to pay them.

  • 5 Ways to Minimize Baggage Fees When Flying   16 years 5 weeks ago

    Tell my wife and two teen daughters that a 7 day vacation does need 3 outfits per day each.....one by the pool, one for lunch locally and then one for dinner downtown. Oh and a separate (I kid you not) suitcase for hair straighteners and hair dryers...

  • How We Are Our Own Saboteurs   16 years 5 weeks ago

    I know this is an old saying but..."if you knew then what you know now..."

    I could have planned things so differently and instead of going out with my friends all the time drinking beer when I was younger, I could have become an accountant like my geek friend Adam and always been in a job!